Pension Freedoms
Is hybrid the retirement strategy of the future?
Pension firm says there is a ‘crossover point’ where annuities become more attractive than drawdown
HMRC refunds £800m in overpaid pension freedoms tax
Industry hopeful that move to digital portal will reduce overcharging
How to take advantage of DB scheme flexibilities
Without sacrificing security by transferring out
Have pension freedoms cost retirees £2bn?
Putting money in a cash account diminishes their chances of getting returns
Call to review tax-free pension lump sum
Withdrawing the entire pot to access 25% puts the rest at risk of stagnating