News 11 Dec 17
Old Mutual Intl takes balanced approach with UK bond
Old Mutual International (OMI) has launched a trust-based bond that looks to balance access to capital with inheritance tax planning and give control over the future distribution of assets.
Sponsored 14 Nov 17
Keeping an eye on future estate planning
In the run up to next week’s budget, there is increasing speculation that the Chancellor will once again look to reduce the tax advantages provided by pensions. Whether this comes through another cut in the annual allowance or a change to the tax relief, it would be a further blow for middle and high income earners who are looking to save for retirement.
News 9 Nov 17
The name’s Bond, Offshore Bond: UK policyholder beware!
Should a European policyholder (assuming that they are also the life insured) become UK tax resident, the question arises of how foreign insurance bonds are taxed in the UK writes Mara Monte, associate in Withers’ Private Client and Tax team.
News 3 Nov 17
Aberdeen Standard unveils short duration credit fund
Aberdeen Standard Investments has launched a global short duration corporate bond fund to counter the effect of rising interest rates on fixed income portfolios.
News 15 Sep 17
Sales hit possible for IoM life cos when fee disclosure starts
Isle of Man life companies are already planning for a possible sales dip as major changes for IFAs are expected when worldwide commission disclosure is introduced in January 2019, a top industry player has warned.
Analysis 7 Sep 17
Conflict of views on offshore bond IHT rules vexes adviser
Two international life companies gave conflicting views on the tax treatment of offshore bonds to chartered financial planner Patrick Murphy, of Zen Wealth, in his quest to offer fee-based advice for his UK domiciled clients who have been tax resident in Spain for 10 years.
News 1 Aug 17
Zurich International unveils target date fund range
Pension provider Zurich International has introduced a range of dollar-denominated target date funds (TDFs) aimed at gradually reducing the risk investors are exposed to as they approach retirement.
News 24 Jul 17
OMI unveils offshore bond for Middle East and Africa
Life insurer Old Mutual International (OMI) has launched an offshore bond for advisers in the Middle East and Africa as part of a revamp of its global offshore bond range.
Analysis 14 Jul 17
Offshore bond top-slicing – the devil is in the detail
Advisers and clients could be caught unaware by a little-known change to offshore bond top-slicing, warns Rachael Griffin, financial planning expert at Old Mutual Wealth.
News 11 Jul 17
OMI to offer DFM-run offshore bond for UK expats in Middle East
Life insurer Old Mutual International has launched an offshore bond aimed at British expats in the Middle East and Africa which can help them return to the UK without incurring the “deemed gain” tax charge on their overseas investments.