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International Adviser Reader Survey Terms and Conditions

By International Adviser, 27 Jun 11

Terms & Conditions

Terms & Conditions

 1. No purchase is necessary to enter the free prize draw (“Prize Draw”). By entering, entrants agree to these terms and conditions and acknowledge that failure to comply with them may result in disqualification.

2. To enter simply complete the entire survey and submit the responses before 19th November 2010. This Prize Draw is only available to entrants who are over 18 years of age, excluding directors and employees of Last Word Media (UK) Ltd. their associated companies, agencies and immediate family. The Prize Draw shall be void where prohibited by local law. All national and local laws and regulations shall apply.

3. Multiple or incomplete entries will be deemed to be invalid. All entries become Last Word Media (UK) Ltd.’s property and will not be returned.

4. Prize: There is one prize of SGD 500 or HKD 2700. The prize will be awarded to one selected eligible entry drawn at random on the 26th November 2010. The winner will be notified within twelve working days of the prize draw date.

5. The winner will be required to confirm acceptance of their prize within five working days and may be required to complete and return an eligibility form stating their age and residency details. If the prize is declined, or unclaimed by the winner, or if the winner cannot be contacted from the details supplied, a supplementary winner may be drawn at Last Word Media (UK) Ltd.’s discretion and will be notified by letter/email. The original entry that was drawn will be forfeited.

6. The name of the winner will be available after 30th December 2010 upon receipt of correspondence to the promoter’s address below.

7. Except where prohibited by law, entry constitutes permission to use winners’ names, prize won, and/or any advertising and publicity without additional compensation.

8. The Prize Draw is final and no correspondence will be entered into. Last Word Media (UK) Ltd. gives no warranty or guarantee in relation to the Prize or as to the number of entrants who take part in the Prize Draw.

9. Last Word Media (UK) Ltd. reserves the right to cancel or amend these Terms and Conditions or change the Prize (to one of equal or greater value) as required by the circumstances.

10. To the fullest extent that may be excluded by law Last Word Media (UK) Ltd. accepts no responsibility for error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of, or failure to receive entry information by Last Word Media (UK) Ltd. on account of technical problems or traffic congestion on the Internet or at any web site or any combination thereof. Last Word Media (UK) Ltd. is also not responsible for any injury or damage to a participant’s or any other person’s computer related to or resulting from downloading any materials in the Prize Draw, or for mail-in or submitted entries that are lost, late, misdirected, damaged, incomplete or illegible.

11. Caution: Any attempt by a participant to deliberately damage any website or undermine the legitimate operations of the prize draw is a violation of criminal and civil laws and should an attempt be made, Last Word Media (UK) Ltd. reserves the right to seek damages from any such participant to the fullest extent permitted by Law. In the event this prize draw is compromised or becomes technically corrupted in any way, electronically or otherwise, Last Word Media (UK) Ltd. reserves the right to withdraw the online transmission of this prize draw and to select winners for the prizes by random drawing from among all entries received.

12. These terms and conditions shall be governed by and construed in accordance with English law. Disputes arising in connection with this Agreement shall be subject to the non-exclusive jurisdiction of the English courts.

The Promoter is Last Word Media (UK) Ltd.

Registered Office: 4th floor, 120 Moorgate, London, E2M 6SS.

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International Adviser covers the global intermediary market that uses cross-border insurance, investments, banking and pension products on behalf of their high-net-worth clients. No news, articles or content may be reproduced in part or in full without express permission of International Adviser.