Bio

Riyad Adamou joined Holborn Assets’ executive team in 2017 as Chief Commercial Officer. He has since been responsible for shaping and executing the firm’s global commercial strategy. With more than a decade of experience in the offshore advisory sector, he previously held senior board positions at two of the world’s leading advisory firms, where he contributed to international business development, operational expansion, and strategic transformation. Riyad holds a BA (Hons) in Business and Management and professional qualifications from the CISI and the CII. He is also a CFA candidate, reflecting his commitment to technical excellence. Known for his strong commercial vision and analytical approach, Riyad plays a central role in driving Holborn’s growth across multiple regions.

Bio

I began my career in financial services in 2001 and have held senior leadership roles in some of the most well-known and recognised names in the industry, including Nat West Group Plc, HSBC Bank, RBS Group and Westpac Banking Corporation. Prior to becoming CEO of IFGL in May 2025, I led the transformation, consolidation and sale into private equity of Independent Wealth Planners, a group of more than 30 Independent Financial planners.

Career highlight:

I’ve been fortunate enough to enjoy all the roles I’ve had, and the teams I’ve worked with. That said, being appointed to lead IFGL was a huge honour and an absolute highlight.

Greatest challenge:

I was Voluntary Director for the Boat Race between 2010 and 2015, a period when the Race was facing a number of challenges. We managed to find new long-term sponsorship to secure the Race’s future. But my proudest moment was in 2015, seeing the women’s race added to the men’s Boat Race-day schedule, competing over the same famous 4.2 mile Championship Course from Putney to Mortlake on the River Thames for the first time.

How do you relax?

Spending time with my family and watching my 2 daughters playing their chosen sports: rowing and football. I’m also a runner but my real passion is dinghy sailing and racing.

Most significant industry change in the past 5 years:

I think the advent of technology, accelerated by the shock of Covid, has opened up more opportunities to improve service to customers and advisers through automation. But to me the biggest asset in any organisation is the people that work in that organisation. Providing great customer service, human to human, often at very difficult moments in our customers lives, continues to be the real differentiator for any business.

Bio

Ariel Amigo serves as the Chief Marketing & Distribution Officer at Investors Trust, where he oversees global product distribution, the company’s product platform, and the marketing department. With nearly three decades of experience in financial services, Ariel began his career at Deutsche Bank in Buenos Aires in 1996. He went on to hold various roles in investments and marketing at BankBoston and Fleet Financial, building a strong foundation in both strategic planning and client engagement across diverse markets. Before joining Investors Trust in 2007, Ariel was a portfolio manager at Biscayne Americas Advisers, an investment advisory firm in Miami specializing in emerging markets. His transition to Investors Trust marked a pivotal shift toward global leadership, where he has played a key role in expanding the company’s international footprint and enhancing its product offerings. Ariel’s deep expertise in financial distribution and marketing continues to drive innovation and growth across the organization.

Career highlight:

Successfully launched four strategic product families-Evolution, Fixed Income Portfolio, Access Portfolio, and MSCI-transforming the company’s global product offering and positioning Investors Trust as a leader in diversified investment solutions. Spearheaded the development of all marketing components for the company’s electronic platform, establishing a cutting-edge digital experience that set new benchmarks in the international insurance industry. Achieved a remarkable 35x growth in Assets under Management (AuM) over an 18-year period, reflecting sustained performance and strategic expansion. Led the company’s multi-jurisdictional strategy, enabling global scalability and regulatory alignment across key markets. Delivered nine consecutive years of record-breaking sales from 2013 to 2021, demonstrating consistent market traction and commercial excellence.

Greatest challenge:

Adapting company’s policies, practices and procedures to an ever-changing regulatory environment How do you relax? Play tennis, travel with my family, cooking and reading.

Most significant industry change in the past 5 years:

Regulatory environment and industry’s concentration.

Bio

Stephen Andrews is Chief Executive Officer of Novia Global and a highly experienced leader in the international investment and platform space, with a strong track record of driving innovation and growth in cross-border wealth solutions. With deep expertise in platform technology, investment distribution and adviser support, Andrews has played a key role in strengthening Novia Global’s proposition within the international advice market. His focus on delivering efficient, transparent and scalable solutions has helped position the firm as a trusted partner for advisers operating across multiple jurisdictions. With deep expertise in platform technology, investment distribution and adviser support, Andrews has played a key role in strengthening Novia Global’s proposition within the international advice market. His focus on delivering efficient, transparent and scalable solutions has helped position the firm as a trusted partner for advisers operating across multiple jurisdictions.

Andrews brings extensive experience from across the financial services sector, particularly in the development and management of investment platforms. He is known for his ability to align technology with adviser needs, ensuring platforms not only deliver operational efficiency but also enhance the overall client experience. His leadership has been instrumental in driving platform innovation at a time when advisers are increasingly seeking integrated, digital-first solutions to support their clients. A strong advocate for improving adviser outcomes, Andrews has consistently focused on building solutions that simplify complexity, enabling advisers to deliver more effective and personalised financial planning. His approach combines technical understanding with commercial insight, ensuring Novia Global remains responsive to the changing demands of the international wealth landscape.

Under his guidance, the firm has strengthened relationships with advisers and partners worldwide, supporting a growing network of professionals who rely on robust platform infrastructure to manage client portfolios across borders. This has been particularly important as regulatory requirements and client expectations continue to evolve in the global advice market. Recognised for his strategic vision and operational leadership, Andrews continues to play a key role in shaping the future of international investment platforms. His ability to drive innovation while maintaining a strong focus on service and reliability positions him as a leading figure in the ongoing evolution of cross-border wealth management.

Bio

Stephen Atkinson is Global Head of Sales and Marketing at Utmost Wealth Solutions and a key figure in the international life and pensions sector, with extensive experience in driving distribution strategy and global growth. In his role, Atkinson is responsible for leading Utmost’s worldwide sales and marketing function, overseeing strategic partnerships, adviser engagement and brand positioning across multiple international markets. He plays a central role in shaping the firm’s global proposition. With deep expertise in the offshore life, pensions and wealth space, Atkinson has built a strong track record of developing high-performing distribution networks and delivering sustained growth in competitive, multi-jurisdictional environments. His leadership has been instrumental in strengthening Utmost’s presence across key regions. Recognised for his influence within the international advice community, Atkinson continues to play a pivotal role in driving Utmost’s global strategy, enhancing its market position and supporting the future development of cross-border financial solutions.

Bio

Chris Ball is Founder and Chief Executive Officer of Hoxton Wealth and a dynamic leader in the international financial advice sector, recognised for building one of the fastest-growing advisory firms serving globally mobile clients. As CEO, Ball has driven Hoxton Wealth’s rapid expansion into a multi-jurisdictional business, delivering holistic financial planning and investment solutions to expatriates and high-net-worth individuals across key international markets. Under his leadership, the firm has developed a strong reputation for combining personalised advice with a scalable, technology-enabled operating model. Ball founded Hoxton Wealth with a clear vision to modernise international financial advice, focusing on transparency, client outcomes and long-term planning. He has been instrumental in shaping the firm’s proposition, ensuring it meets the increasingly complex needs of clients navigating cross-border financial challenges, including retirement planning, tax considerations and investment strategy.

With a strong entrepreneurial mindset, Ball has built and led high-performing teams across multiple regions, fostering a culture centred on accountability, professionalism and client service. His leadership has enabled Hoxton Wealth to grow its global footprint while maintaining consistency in advice standards and client experience. A key part of Ball’s approach has been the integration of technology and data-driven processes into the advice model, allowing the business to scale efficiently while continuing to deliver tailored, client-centric solutions. This forward-thinking strategy has positioned Hoxton Wealth as a modern player in the international advice space, appealing to a new generation of globally mobile clients.

Ball is also recognised for his deep understanding of the expatriate market and the challenges faced by individuals managing wealth across borders. He works closely with clients and advisers to ensure financial strategies are robust, adaptable and aligned with long-term objectives, particularly in an environment of changing regulation and market conditions. Through his leadership, Hoxton Wealth has continued to strengthen its position within the international financial planning sector, building strong relationships with clients and partners across the globe. As the demand for cross-border financial advice continues to rise, Ball remains at the forefront of the sector, combining entrepreneurial drive with strategic vision to shape the future of international wealth management.

Bio

Renata Barreto is a seasoned finance professional with a strong background in wealth management and investment advisory services. As Senior Business Partner at Faz Capital since 2019, she specialises in financial planning, offshore structures, and long‑term investment strategy for a diverse international client base. Renata’s broader career includes senior roles in institutional distribution, sales trading, and portfolio management at major financial organisations including Gradual Investimentos, Coinvalores, Link Investimentos, and Citi. Her early foundation in the banking sector, developed through roles at Banco Safra and Banco Credibel S/A, has contributed to her deep understanding of Latin American and global financial markets. Renata is recognised for her analytical strength, client‑focused approach, as well as her ability to deliver tailored investment solutions across complex financial environments.

Bio

My remit includes responsibility for all marketing activity, proposition development, and fund manager relationships across the IFGL Group, including RL360, Friends Provident International (FPI), Ardan, and IFGL Pensions. I am a Board Member at Ardan International Limited, a position I have held since October 2018. Previously, I have held several senior interim roles, including Interim Programme Director at St. James’s Place Wealth Management, leading RDR, IFDS/Bluedoor, and other confidential programmes. I also served as Interim Project Lead at Legal & General, focusing on Fund Risk Rating Advice and Disclosure. Other interim leadership roles include Interim Managing Director at MD Insurance Services Limited, Interim Insurance Director at the National Pharmacy Association (NPA), and Interim Head of Sales at FirstAssist Services.

Career highlight:

I’ve been fortunate to work with some amazing people in some amazing organisations over my career. My most recent position at IFGL is the pinnacle of that journey serving clients around the globe. But every company bar one (not named) has been truly exciting and enjoyable.

Greatest challenge:

Operating globally continues to test one’s client focus with multi jurisdictions, a plethora of regulators, different cultures, customs and practices, every day is a learning day! I’ve been lucky to have a very supportive wife/friend and counsel to support my journey through the challenges in my work life. Although commuting in January isn’t and will never be a blast!

How do you relax?

I’ve a passion for food (cooking and consuming), socialising, the canals of England & Wales, clay pigeon shooting, rugby (both codes), spending time with our family red fox labradors and top of the list travel!

Most significant industry change in the past 5 years:

I’ve mainly operated in the B2B2C adviser market, and I’ve been amazed how resilient they have been to change not only over 5 years but over my whole career. Regulation is a constant so for me it has to be Covid. Covid changed work patterns, sales processes, the value we each place work life balance and the adoption of technology into sales and service models for clients, advisers and providers.

Bio

Kate Beauchamp is a highly experienced corporate leader and strategic advisor. She has a varied career spanning multiple sectors including professional services, engineering, legal services, infrastructure, manufacturing, and real estate. She brings comprehensive expertise in enterprise risk management, crisis management, shareholder protection, and long‑term M&A and divestment strategies. Kate has worked extensively with listed businesses, private companies, and family‑owned enterprises, helping leadership teams navigate complex operational challenges and structural transformations. Known for her pragmatic insight and ability to manage sensitive commercial environments, she supports organisations in strengthening governance, protecting value, and implementing resilient strategic plans. Her ability to connect operational realities with strategic objectives has earned her a reputation as a trusted advisor to boards and executive teams seeking stability, growth, and improved stakeholder outcomes.

Bio

Robin Beer is an accomplished senior executive with more than 25 years in the wealth management sector. He’s known for his ability to translate corporate strategy into measurable results. His career includes leading transformational initiatives, improving operational efficiencies, and driving client‑focused growth across major financial organisations. Robin excels at building and motivating high‑performing teams, with strengths in communication, decision‑making, and problem‑solving. His leadership approach balances strategic oversight with practical execution, ensuring business objectives align with long‑term market needs. Robin is recognised for delivering organisational change in complex environments while maintaining strong cultural cohesion and client trust. His extensive experience encompasses operational strategy, business transformation, and sustainable growth.

Bio

Mark Belcher is an energetic and commercially focused sales distribution leader recognised for his ability to understand customer needs and deliver strategic solutions that drive business growth. With a strong track record in developing sales frameworks and translating vision into practical, results‑driven plans, Mark excels at building deep relationships with distributors and clients alike. His leadership style fosters a collaborative, innovative environment where ideas are encouraged and translated into high‑value outcomes. Mark brings significant experience in commercial planning, customer experience enhancement, and strategic market development. Known for his creativity and adaptability, he consistently identifies new opportunities and guides teams through change with confidence and clarity.

Bio

Dr. Jeremy “Jez” Bezant brings over 25 years of experience in wealth and investment management, working with high‑net‑worth and institutional clients across EMEA and Asia. His expertise spans the design, advisory, selection, and management of a wide range of investment products, including equity funds, bond funds, multi‑asset portfolios, absolute‑return strategies, alternatives, and private equity or debt solutions. Jeremy has built, managed, and successfully sold numerous investment products for globally recognised firms such as Aviva Investors, Janus Henderson, AllianceBernstein, and Neuberger Berman. His extensive technical knowledge is complemented by hands‑on experience in portfolio construction, investment governance, and client advisory. Jeremy now applies his diverse background in the wealth management sector, where he supports international clients by combining technical insight with personalised advice.

Bio

Paul Blake is a senior financial services executive with more than 25 years’ experience driving transformational growth across banking, fiduciary services, and professional advisory sectors in global markets. As Head of Banking & Fiduciaries at Finance Isle of Man, he provides strategic leadership across multi‑billion‑pound financial operations while championing the Island’s reputation as a world‑class International Financial Centre. Paul leads two major initiatives: the Isle of Man’s Sustainable Finance Roadmap in collaboration with international bodies such as UNDP FC4S, and the jurisdiction’s expansion into the South African market—where he successfully established and resourced operational capabilities. His expertise spans ESG frameworks, cross‑continental business development, governance, and regulatory navigation. With strong relationship‑building skills, Paul engages global governments, regulators, and industry leaders to shape resilient financial ecosystems.

Bio

Geoff Blake is an experienced Head of Business Development and Client Service with a strong background in the investment management industry. He brings extensive expertise across asset management, wealth management, strategic planning, equity research, and client relationship leadership. Geoff has built a career on delivering strong commercial performance while supporting clients with insight‑led guidance and tailored investment solutions. Known for his analytical mindset and practical approach, he excels at identifying growth opportunities, strengthening internal processes, and fostering long‑term professional partnerships. His experience spans working with high‑net‑worth investors, institutional clients, and strategic intermediaries, giving him a broad understanding of the financial services landscape. Geoff’s leadership style emphasises collaboration, clarity, and accountability, ensuring that both clients and teams benefit from his commitment to excellence.

Bio

Keith Brown is Head of Sales at Hansard and a highly experienced leader in the international life and pensions sector, with a strong track record of driving distribution strategy and building high-performing global sales networks. In his role, Brown is responsible for leading Hansard’s sales function across key international markets, working closely with advisers, partners and institutions to deliver solutions tailored to the needs of globally mobile clients. He plays a central role in shaping the firm’s commercial strategy, ensuring its product offering remains competitive and aligned with evolving client and adviser demands. With extensive experience in offshore savings, investments and long-term financial planning, Brown brings deep expertise in developing and managing distribution channels across multiple jurisdictions. He is known for his ability to build strong, enduring relationships with intermediaries, supporting them with solutions that address increasingly complex cross-border financial requirements.

Brown has been instrumental in strengthening Hansard’s presence in international markets, helping to expand its reach and reinforce its reputation as a trusted provider of savings and investment products. His leadership has contributed to the ongoing development of the firm’s sales strategy, with a focus on sustainable growth, consistency of service and delivering value to both advisers and clients. A key aspect of Brown’s approach is his emphasis on collaboration and partnership. He works closely with internal teams and external stakeholders to ensure Hansard’s solutions are effectively positioned and supported, enabling advisers to deliver better outcomes for their clients. His ability to align sales strategy with broader business objectives has been central to driving performance across the organisation.

Known for his commercial acumen and strong understanding of the intermediary market, Brown combines strategic oversight with a practical, hands-on approach to leadership. He is particularly focused on ensuring that distribution strategies remain adaptable in the face of changing regulatory environments and shifting market dynamics. Throughout his career, Brown has built a reputation for professionalism, consistency and delivering results in competitive international markets. His leadership continues to support Hansard’s position within the global financial services landscape. As demand for cross-border savings and investment solutions continues to grow, Brown remains a key figure in the sector, driving sales strategy, strengthening adviser relationships and supporting the evolving needs of internationally mobile clients.

Bio

Matt Dean has been in the finance industry for over 11 years. He has predominately been in the Forex sector, running trading floors and establishing various FX companies. He is a qualified UK financial advisor specialising in pension transfers and UK-based Investment products. He is one of the founding members of Hoxton Wealth (as Hoxton Capital Management) and is determined to continue building his honest and holistic-based approach to his network of clients.

Bio

Richard Burden specialises in helping advisory partners reduce risk and streamline their business operations through outsourced investment management with CGWM. He works closely with partners who manage substantial assets under management but face growing regulatory, governance, and operational demands that strain internal resources. Richard assists these firms by designing and implementing structured investment overlays using the CGWM Funds, enabling advisers to maintain strong client relationships while reducing administrative and compliance burdens. His work empowers partners to focus on core business activities such as client acquisition, financial planning, and long‑term relationship building, rather than day‑to‑day portfolio oversight. Richard’s consultative approach blends deep product knowledge with practical commercial insight, ensuring that solutions are both operationally robust and strategically aligned.

Bio

Experienced sales professional with a demonstrated history of working in the Financial Services industry in both the United Kingdom and the United Arab Emirates. Knowledgeable and skilled in Financial Sales, Investment Management, Pension Funds, Retirement Planning and Wealth Management. A strong sales background with a Bachelor of Laws (LLB) focused in Law from Keele University, and the CII Level 4 Diploma in Regulated Financial Planning.

Bio

William Burrows is Co-Founder and Managing Director of Titan Wealth International and a key figure in the evolution of the international financial advice sector, with a strong focus on building integrated, global wealth solutions. As co-founder, Burrows has played a central role in establishing and scaling Titan Wealth International, helping to position the business as a modern, client-centric provider of cross-border financial planning and investment services. His leadership has been instrumental in developing a proposition that combines advice, discretionary investment management and platform capabilities within a single, aligned structure.

Operating across multiple jurisdictions, Burrows brings extensive experience in working with internationally mobile and high-net-worth clients, supporting them with tailored strategies that address the complexities of global wealth management. His approach is centred on delivering consistent, high-quality outcomes through a combination of strategic planning, investment expertise and operational efficiency. Burrows is recognised for his entrepreneurial mindset and ability to execute growth strategies in competitive international markets. He has been closely involved in building adviser networks, strengthening client relationships and driving the firm’s expansion into new regions.

With a clear focus on integration and innovation, he continues to help shape Titan Wealth International’s role within the broader wealth ecosystem, aligning advice and investment solutions to better serve modern clients. As the demand for holistic, cross-border financial planning increases, Burrows remains at the forefront of the sector, contributing to the ongoing transformation of international wealth management.

Bio

I have worked at IFGL since 2008 and prior to becoming Chief Sales Officer in 2025 was the Head of Technical Services. I have extensive industry experience, having also been the Chair of the Isle of Man Insurance Association for 4 years and a Director of the Isle of Man branch of the Society of Trust and Estate Practitioners (STEP). I am also a Director of IFGL Global Trusts.

Career highlight:

Too many to list and hopefully many more still to come.

Greatest challenge:

Over the last 20 years there have been significant changes to the regulation and legislation applying financial services. The challenge is being able to adapt and work with regulators/legislators to ensure that your business and its products remain fit for purpose.

How do you relax?

I raced motorcycles as a hobby for 20 years and still enjoy messing around with engines / building bikes. To my wife’s despair, I have also recently started restoring and building 1980’s BMX bikes and am slowly building a collection.

Most significant industry change in the past 5 years:

The ongoing roll out of new regulatory requirements. It used to be every other year but is now constant and requires significant resources to keep on top of it all.

Bio

Mark Christal is an accomplished financial services leader with more than 25 years of experience across the wealth management and insurance industries. As Head of Asia for Utmost International, he works closely with distribution partners to deliver sophisticated, insurance‑based solutions that support wealth growth, protection, and succession planning for high‑net‑worth and ultra‑high‑net‑worth clients. Mark’s expertise spans distribution leadership, technology integration, operations, compliance, and general management, giving him a comprehensive understanding of how to deliver high‑performing results across diverse markets. Known for his strong analytical skills and execution focus, Mark plays a key role in expanding Utmost International’s presence throughout Asia.

Bio

Sean is responsible for executive leadership of the development and execution of the Wealth Management Division’s long-term business strategy, to deliver planned levels of earnings, market share and profit & loss management (P&L). Sean is also the Interim Chief Operating Officer for Canada Life UK, leading customer service, investment operations, underwriting and other operational functions.

He joined Canada Life International in 2005, as the Chief Financial Officer, becoming a Board member in 2007. Since 2008 he has held the role of CEO for Canada Life International Ltd, CLI Institutional Ltd and Canada Life International Services Ltd.

Prior to joining Canada Life, he held senior finance roles at Zurich International.

Sean is a qualified Accountant and a Chartered Director. In 2022 Sean’s contribution to promoting diversity & inclusion (D&I) within the workplace was recognised by him being voted Director of the Year for D&I in the Institute of Directors awards.

Actively participating in the Association of International Life Offices and the Isle of Man Insurance Association, he has over 30 years’ experience in Life Assurance businesses.

Bio

I’m 65, and I’ve spent over 40 years in financial markets as an entrepreneur, investment banker, and now Executive Chairman of TEAM Plc, a London Stock Exchange–listed wealth and asset management group. www.teamplc.co.uk My career has been about building things — businesses, teams, platforms — often across multiple jurisdictions. But I’ve never believed numbers tell the whole story. Finance, like life, only makes sense when you connect it to human behaviour, history, and philosophy. That’s why I often draw on metaphors from sport, particularly motor racing, economics, or even paradoxes to explain what’s really going on beneath the surface. I’m blunt about what I see: I don’t have patience for buzzwords, clichés, or lazy thinking. Whether it’s ESG, financial advice, or the way society measures productivity. I prefer evidence, precision, and honesty. That said, I always aim to bring people with me — clients, shareholders, colleagues, or readers — by making complex ideas relatable and clear. I’ve lived a full and sometimes tough life. Racing cars, recovering from mistakes, reflecting on relationships, and running businesses have all taught me the same lesson: judgement, trust, and resilience matter more than titles or appearances. At this stage, I’m less interested in conforming to other people’s systems and more focused on building my own. Don’t waste time in someone else’s zoo — build your own.

Bio

Michael Crowe is Chief Executive Officer of Finance Isle of Man and a prominent figure in the international financial services sector, with extensive experience in promoting and developing globally competitive financial centres.

As CEO, Crowe is responsible for leading the strategic direction of Finance Isle of Man, the agency tasked with representing and advancing the island’s financial services industry. In this role, he works closely with government, regulators and industry stakeholders to support sustainable growth, enhance international competitiveness and reinforce the Isle of Man’s reputation as a leading offshore finance centre.

Crowe plays a central role in shaping policy engagement and industry development, ensuring that the Isle of Man remains well positioned to meet the evolving needs of international clients, advisers and institutions. His work spans key sectors including wealth management, insurance, pensions and fiduciary services, reflecting the breadth and importance of the island’s financial ecosystem.

With a strong background in financial services and business development, Crowe brings a deep understanding of global market dynamics and the challenges facing international finance centres. He is particularly focused on promoting innovation, regulatory strength and collaboration across the industry, helping firms adapt to an increasingly complex and competitive global landscape.

A key part of his role involves representing the Isle of Man on the international stage, engaging with global partners and strengthening relationships with key markets. Through this work, Crowe has been instrumental in driving awareness of the jurisdiction’s strengths, including its robust regulatory framework, political stability and commitment to high standards.

Known for his strategic insight and collaborative leadership style, Crowe works to align public and private sector priorities, ensuring the continued development of a resilient and forward-looking financial services industry. He is also a strong advocate for the role that well-regulated international finance centres play in supporting global investment and economic growth.

Under his leadership, Finance Isle of Man continues to support the growth and evolution of the island’s financial services sector, reinforcing its position as a trusted and innovative jurisdiction.

As the international financial landscape continues to evolve, Crowe remains a key voice in shaping the future of offshore finance, driving initiatives that support long-term sustainability, competitiveness and global relevance.

Bio

Mike Coady is Chief Executive Officer of Skybound Wealth Management and a highly influential leader in the international financial advisory sector, with a strong track record of building and scaling global advice businesses.

As CEO, Coady leads Skybound Wealth Management’s strategic direction, overseeing its expansion across multiple international markets and strengthening its position as a leading provider of financial planning and investment solutions for expatriate and high-net-worth clients. Under his leadership, the firm has grown its global footprint, combining personalised advice with a scalable, multi-jurisdictional operating model.

Coady is widely recognised for his entrepreneurial approach and deep understanding of the international advice landscape. He has played a pivotal role in shaping Skybound’s proposition, focusing on delivering holistic financial planning supported by robust investment strategies and a strong emphasis on long-term client outcomes.

With extensive experience across cross-border financial services, Coady has developed significant expertise in helping globally mobile clients navigate complex financial challenges, including retirement planning, tax considerations and wealth structuring. His approach is centred on providing clear, transparent advice tailored to the individual needs of clients operating across different jurisdictions.

A key part of Coady’s leadership has been building high-performing adviser teams and fostering a culture of accountability, professionalism and client-first service. He has been instrumental in developing a business that prioritises both growth and consistency, ensuring high standards are maintained across all markets in which the firm operates.

Coady is also known for his ability to adapt to evolving regulatory environments and changing client expectations, positioning Skybound Wealth Management to remain competitive in an increasingly complex global market. His focus on innovation and operational efficiency has supported the firm’s continued development as a modern international advice business.

Through his leadership, Skybound has strengthened its relationships with clients and partners worldwide, reinforcing its reputation as a trusted provider of cross-border financial advice.

As demand for international financial planning continues to grow, Coady remains at the forefront of the sector, combining entrepreneurial vision with strategic leadership to drive the ongoing evolution of global wealth management.

Bio

Alex Higham is Director at Niveton International and a respected figure in the international financial advisory sector, known for his expertise in delivering tailored financial planning solutions to expatriate and globally mobile clients.

With extensive experience across cross-border advice, Higham has built a strong reputation for helping clients navigate the complexities of international financial planning, including investment structuring, retirement planning and long-term wealth preservation. His work is centred on providing clear, strategic guidance in an increasingly regulated and globally interconnected financial landscape.

At Niveton International, Higham plays a key role in driving the firm’s client proposition and supporting its continued growth across international markets. The business has established itself as a trusted advisory partner for individuals seeking personalised financial advice while living and working abroad, and Higham has been instrumental in strengthening this reputation. His approach combines technical expertise with a strong emphasis on building long-term client relationships, ensuring advice is both practical and aligned with individual financial goals.

Operating in the expatriate market requires a deep understanding of multiple jurisdictions, regulatory frameworks and cultural nuances, and Higham has consistently demonstrated an ability to deliver solutions that reflect these complexities. He works closely with clients to ensure their financial strategies remain robust and adaptable, particularly in the face of changing tax regimes, market volatility and evolving personal circumstances.

Known for his client-first philosophy, Higham places a strong emphasis on transparency, communication and trust. He is committed to ensuring clients fully understand their financial position and the strategies being implemented, empowering them to make informed decisions about their future.

In addition to his advisory work, Higham contributes to the broader development of the firm, supporting business growth, adviser development and the ongoing refinement of service standards. His leadership helps ensure that Niveton International continues to evolve in line with the needs of modern international clients.

As demand for cross-border financial advice continues to grow, Higham stands out as a key contributor to the sector, combining technical knowledge, commercial awareness and a clear commitment to delivering high-quality outcomes for clients operating across global markets.

Bio

Dr Chris Divito is Chief Executive Officer of Providence Life and one of the most influential figures in the international financial services sector, with more than 20 years’ experience across wealth management, insurance and cross-border financial planning.

Since taking the helm in 2021, he has driven a clear strategic transformation at Providence, sharpening its global proposition and positioning the business as a key player in the international life and savings market. With deep expertise across the Middle East, Europe and Africa, Divito has consistently delivered growth in complex, multi-jurisdictional environments while championing innovation in products designed for globally mobile clients.

Prior to Providence, he held senior leadership roles including CEO of Standard Life Middle East and Managing Director for the Middle East & Africa at Friends Provident International. He also contributed to the development of Dubai’s financial ecosystem through his work with the Dubai International Financial Centre.

Alongside his executive leadership, Divito brings valuable board-level experience as a Non-Executive Director, adding strategic insight across the international financial services landscape.

A Doctor of Business Administration, Chartered Financial Planner and Fellow of the Personal Finance Society, he combines academic rigour with commercial leadership.

Recognised for his global perspective and strategic influence, Divito continues to shape the future of the cross-border advice and international life sector.

Bio

Max Durrant is Executive Director at OpesFidelio and Associate Investment Director at Aisa Financial Planning, recognised as a rising force in the international advice space with a strong focus on investment strategy and client-centric financial planning.

Operating across the UK and international markets, Durrant plays a key role in shaping investment propositions and delivering tailored solutions for high-net-worth and globally mobile clients. His dual position reflects a blend of strategic leadership and hands-on investment expertise, enabling him to bridge the gap between portfolio construction and holistic financial advice.

At OpesFidelio, he is instrumental in driving the firm’s growth and strengthening its position within the international financial planning landscape. Meanwhile, his role at Aisa Financial Planning sees him contribute to investment oversight, portfolio design and the ongoing development of robust, outcome-focused strategies for clients navigating increasingly complex market conditions.

Known for his analytical approach and forward-looking mindset, Durrant has built a reputation for aligning investment performance with long-term financial planning goals, while maintaining a strong emphasis on transparency and client trust.

As the advice sector continues to evolve, he stands out for his ability to combine technical investment knowledge with commercial awareness, positioning him as one of the next generation of leaders shaping the future of international financial advice.

Bio

Craig Featherby is Chief Executive Officer of Carrick Wealth and a leading figure in the international financial planning sector, known for building one of the most recognisable advisory brands serving expatriate clients.

As founder and CEO, Featherby has driven Carrick Wealth’s expansion into a multi-jurisdictional business, delivering holistic financial planning and investment solutions to high-net-worth individuals across global markets. Under his leadership, the firm has grown rapidly, combining strong client relationships with a clear focus on transparency, long-term planning and cross-border expertise.

Operating across Africa, Europe and other key international hubs, Featherby has positioned Carrick Wealth as a trusted partner for globally mobile clients navigating complex financial landscapes. His leadership has been central to the firm’s reputation for personalised advice, disciplined investment strategies and a commitment to improving client outcomes in often underserved expatriate markets.

An entrepreneur at heart, Featherby has played a pivotal role in shaping Carrick’s culture and growth trajectory, building a business that blends international reach with a strong client-first ethos. He is widely recognised for his ability to scale advisory operations while maintaining a high standard of service and regulatory awareness across multiple jurisdictions.

As the demand for cross-border financial advice continues to grow, Featherby remains at the forefront of the sector, driving innovation and setting benchmarks for excellence in international wealth management.

Bio

Andy Finch is CEO, International at Canaccord Wealth and a highly respected leader in global wealth management, overseeing the firm’s international operations across multiple key markets.

In his role, Finch is responsible for driving Canaccord Wealth’s international growth strategy, expanding its presence beyond the UK and strengthening its offering for globally mobile and high-net-worth clients. With a strong focus on integrating discretionary investment management with holistic financial planning, he has played a central role in positioning the business as a leading cross-border wealth manager.

Finch brings extensive industry experience, having held senior leadership roles within Canaccord Genuity Wealth Management and across the broader financial services sector. Known for his disciplined approach to growth and operational excellence, he has helped scale international capabilities while maintaining a strong emphasis on client outcomes and regulatory standards.

Under his leadership, the international division has continued to evolve, adapting to changing client needs and increasingly complex global markets, while leveraging Canaccord’s broader investment expertise and global footprint.

Recognised for his strategic vision and ability to deliver growth in competitive markets, Finch is a key figure in shaping Canaccord Wealth’s international proposition and a prominent voice in the evolution of cross-border wealth management.

Bio

James Floyd is Managing Director of Alltrust Services and UAP Group, and a well-established leader in the international financial services space, with a strong track record across cross-border structuring, fiduciary services and wealth solutions.

As MD, Floyd plays a central role in driving the strategic direction and growth of both businesses, delivering tailored solutions for advisers, institutions and high-net-worth clients operating across multiple jurisdictions. His expertise spans international pensions, trust and corporate structures, making him a key figure in supporting globally mobile clients with increasingly complex financial needs.

Under his leadership, Alltrust Services and UAP Group have strengthened their positions as trusted partners within the international advice ecosystem, known for technical expertise, flexibility and a client-first approach. Floyd has been instrumental in expanding their reach and enhancing their service offering, particularly in areas where regulatory complexity and cross-border considerations are critical.

With a deep understanding of the intermediary market, he works closely with advisers and professional partners to develop practical, compliant solutions that deliver long-term value for clients.

Recognised for his technical knowledge and commercial leadership, Floyd continues to play an important role in shaping the infrastructure that underpins international financial planning, supporting advisers and clients navigating an increasingly globalised financial landscape.

Bio

Victor France is Group CEO of Abbey Wealth and a prominent leader in the international financial advisory sector, with a strong track record of building and scaling advice businesses across global markets.

As CEO, France has overseen the continued growth and evolution of Abbey Wealth, strengthening its position as a key provider of financial planning and wealth solutions for expatriate and internationally mobile clients. Under his leadership, the firm has expanded its footprint across multiple jurisdictions, combining local expertise with a globally connected advice model.

France is recognised for his entrepreneurial approach and ability to drive growth in competitive international markets, while maintaining a clear focus on client outcomes and long-term financial planning. He has been instrumental in developing Abbey Wealth’s proposition, ensuring it remains aligned with the increasingly complex needs of cross-border clients.

With deep experience in the international advice space, France has played a key role in building strong adviser teams and fostering a culture centred on performance, professionalism and client service. His leadership continues to support the firm’s reputation as a trusted partner for clients navigating global financial challenges.

As demand for international financial advice continues to rise, France remains at the forefront of the sector, driving innovation and positioning Abbey Wealth for sustained growth in the evolving global wealth landscape.

Bio

Derek Gemmell is Head of Middle East and Africa at Utmost and a key figure in the international life and pensions sector, with deep expertise across cross-border financial planning and regional market development.

In his role, Gemmell is responsible for leading Utmost’s strategy and growth across the Middle East and Africa, overseeing distribution, partnerships and client engagement in some of the most dynamic and complex international markets. He has been instrumental in strengthening the firm’s presence in the region, working closely with advisers and institutions to deliver solutions tailored to globally mobile clients.

With extensive experience in the international insurance and wealth space, Gemmell brings a strong understanding of the regulatory, cultural and commercial nuances that define cross-border financial services. His leadership has supported the continued expansion of Utmost’s regional footprint, while maintaining a clear focus on product innovation, service quality and long-term client outcomes.

Known for his collaborative approach and strong industry relationships, he plays a pivotal role in connecting global product providers with local advisory networks, helping to drive sustainable growth across the region.

As demand for international savings and retirement solutions continues to rise, Gemmell remains a central figure in shaping Utmost’s regional strategy and supporting the evolving needs of advisers and clients across the Middle East and Africa.

Bio

Richard Goodall is Chief Executive Officer of Marlborough and a highly regarded leader in the UK and international investment management space, with a strong track record of driving growth, innovation and strategic transformation.

As CEO, Goodall oversees Marlborough’s investment and distribution strategy, leading the firm’s evolution as a provider of actively managed funds and wealth solutions. Under his leadership, the business has strengthened its market position, expanded its product offering and continued to deliver for advisers and clients in an increasingly competitive landscape.

With extensive experience across asset management and financial services, Goodall brings a deep understanding of fund distribution, portfolio construction and the needs of intermediaries. He is known for his ability to align investment capability with adviser demand, ensuring Marlborough remains relevant in a rapidly changing market.

Throughout his career, he has held senior roles across the investment industry, building a reputation for combining commercial acumen with a clear focus on client outcomes and long-term performance.

Recognised for his strategic leadership and industry insight, Goodall continues to play a key role in shaping Marlborough’s direction, supporting advisers with high-quality investment solutions and contributing to the broader evolution of the wealth and asset management sector.

Bio

Nigel Green heads up independent international financial consultancy deVere Group in Dubai where he has overseen the provision of independent financial advice to expatriate clients and international investors around the globe since 2002.

With a focus on creating value and financial security for clients, the company’s services include financial consultancy on international savings, bonds, life insurance, pensions as well as structured products.

Through its independent financial advisers and wealth management advisers, deVere now has over $10bn of funds under advice and over 100,000 clients.

Bio

Rod Guest has 30 years of experience across the UK and overseas investment management industry and is currently International Sales Manager for Marlborough Funds, an integrated investment management and fund solutions group that houses a DFM proposition available for expat and overseas clients. Guest previously held roles at Touche Ross and Standard Life and has worked with Mansard Capital on a hedge fund start up and Allium Capital on a range of risk targeted model portfolio funds. Marlborough, which recently celebrated its 40th anniversary, manages over £18bn of assets and provides investment solutions for individual, intermediary and institutional investors around the world. It is an active investment management specialist and provides authorised corporate director (ACD) services.

Bio

Sebastian Higham is Director at Niveton International and a key figure in the international financial advisory sector, recognised for his expertise in delivering bespoke financial planning solutions to expatriate and globally mobile clients.

With a strong background in cross-border financial advice, Higham specialises in helping clients navigate the complexities of international wealth management, including investment structuring, retirement planning and long-term financial security. His work is focused on providing clear, strategic guidance in an environment shaped by evolving regulation, shifting tax landscapes and increasingly global client needs.

At Niveton International, Higham plays a central role in shaping the firm’s advisory approach and supporting its continued growth across international markets. The firm has built a reputation for delivering personalised, relationship-led financial planning, and Higham has been instrumental in strengthening this position. His ability to combine technical knowledge with a client-first mindset ensures that advice is both robust and tailored to individual circumstances.

Working within the expatriate market requires a nuanced understanding of multiple jurisdictions and regulatory frameworks, and Higham is known for his ability to deliver solutions that reflect these complexities. He works closely with clients to design financial strategies that remain resilient over time, particularly as personal and market conditions evolve. This includes helping clients manage risk, optimise investment performance and plan effectively for the future.

Higham is also recognised for his emphasis on transparency and communication, ensuring clients fully understand their financial strategies and feel confident in the decisions they make. His approach is grounded in building long-term relationships, with a focus on trust, consistency and delivering measurable outcomes.

In addition to his advisory responsibilities, Higham contributes to the wider development of the business, supporting strategic initiatives, adviser growth and the ongoing refinement of service standards. His leadership helps ensure that Niveton International continues to adapt to the changing demands of international clients while maintaining a high level of professionalism and service.

As the demand for international financial advice continues to increase, Higham remains a prominent voice within the sector, combining technical expertise with commercial awareness and a clear commitment to delivering value for clients operating across global markets.

Bio

Jason Hollands began his financial services career as Head of Research at Bestinvest, now part of Evelyn Partners, where he set up the advice team. An investment professional by background, Jason has focussed his career on strategy, communications and content. He has helped build the profile of several wealth management and asset management groups and has held senior management positions at publicly listed, private-equity backed and privately owned businesses, including at the Board level. Evelyn Partners is a UK-based integrated wealth management and professional services firm. It was created from the merger of Tilney and Smith & Williamson in 2020. Its services include financial planning, investment management, tax advice, accountancy, advisory consulting, recovery & reconstructuring, corporate finance and transaction advice, fund administration and employee benefit and pension consulting. Bestinvest is the online investment platform.

Bio

Sam Instone is Founder and Chief Executive Officer of AES International and one of the most progressive voices in the global financial planning sector, known for championing transparency, evidence-based investing and client-first advice.

As the driving force behind AES International, Instone has built a business that challenges traditional models of international financial advice, placing a strong emphasis on long-term planning, low-cost investing and eliminating conflicts of interest. Under his leadership, the firm has become widely recognised for its commitment to fiduciary standards, helping globally mobile clients achieve better financial outcomes through disciplined, research-driven strategies.

Instone has been a vocal advocate for reform within the international advice industry, consistently promoting higher standards, greater transparency and improved alignment between advisers and clients. His approach centres on educating clients and empowering them to make informed financial decisions, moving away from product-led sales towards holistic, planning-led advice.

With extensive experience advising expatriates and international professionals, Instone has developed deep expertise in cross-border financial planning, including investment strategy, retirement planning and wealth structuring. His work is underpinned by a strong belief in academic research and evidence-based investing principles, which are embedded throughout AES International’s investment philosophy.

Beyond his role as CEO, Instone is a recognised thought leader, regularly contributing to industry discussions on improving advice standards and reshaping the future of financial planning. He has built a reputation for challenging outdated practices and driving meaningful change within the sector, positioning himself as a leading advocate for a more transparent and client-centric advice model.

Through his leadership, AES International has continued to grow its global client base while maintaining a clear and consistent philosophy centred on integrity, accountability and long-term value creation.

As the international advice market continues to evolve, Instone remains at the forefront of this transformation, combining entrepreneurial leadership with a clear mission to improve the way financial advice is delivered to clients around the world.

Bio

Linda Johnstone has over 25 years of experience in both international financial services and wealth management. She joined international online wealth management platform Novia Global as Head of Investment Proposition from

Marlborough in 2023, where she now supports advisers to deliver an appropriate investment solution for their clients.

Novia Global was established in 2015 to meet the needs of internationally mobile clients, nationals who move abroad and trustees requiring greater investment choice.

Bio

Chris Keeling is the founder and Senior Executive Officer of Metis, a fee-based, tax-led wealth management firm that launched in the Dubai International Financial Centre earlier this year.

Chris, previously a Fry Group executive who supported the firm’s Middle East expansion, set up the firm with former colleague and tax expert Peter Webb.

Chris has worked in the financial services sector since 2008, holding roles at Lloyds TSB, Standard Chartered, and HSBC before moving into independent wealth management in 2015. Outside of Metis, Keeling sits on the board of directors for the British Chamber of Commerce in Abu Dhabi and heads up the financial services sector for the group – advising UK business’ on entry into the UAE market.

Metis, which is licenced by the DIFC, is a pure advisory model offering financial planning without commission.

Bio

Trevor Keidan has over two decades of industry experience, specialising in corporate insurance, life insurance, retirement planning, and investment management. He co-founded Infinity Financial Solutions – a provider of financial planning and insurance solutions for expatriates in Asia – in 2004 to better serve the expat community in Asia. The group now has over $300m in assets under management. As Managing Director of Infinity Solutions, Trevor is responsible for the overall operations of the business and oversees a team of qualified and experienced financial advisers who deliver holistic and client-centric financial advice and services to help expatriates achieve their financial goals. He is also still active as a financial planning consultant for a select few clients.

Trevor holds a membership from the Chartered Insurance Institute and multiple certifications in general insurance, life insurance, and investment-linked policies.

Bio

My introduction to finance came through working in international corporate banking on a trainee management program with HSBC (formerly Bank of Bermuda). I was part of a team which transitioned the global pensions model from Bermuda to Isle of Man in 2000-2001, following the introduction of the Isle of Man’s unique Retirement Benefits Schemes regulations for international schemes.

In 2010, I joined Boal & Co alongside Gary Boal and Mark Kiernan, with the remit to deliver, grow and strengthen our pensions client base through the introduction of international scheme services. Since then, my role has evolved almost year on year, to now where I sit on a number of our company boards with responsibility for the strategic oversight and delivery of international corporate scheme trustee and administration services and for board oversight of our Marketing and Operations divisions.

Career highlight(s):

Being on this list of course! Aside from that, having the opportunity to work with Gary and Mark in the early years of 2010 – 2015 to develop our international corporate business. We’ve grown from 1 or 2 schemes to over 600 corporate customer relationships with more than 45 Global FT500 companies and some of the world’s best-known brands on our books. Across our global and local markets, we have in excess of US$13 billion assets under our management.

Greatest challenge:

The changing and challenging regulatory landscape definitely keeps us focussed on achieving service and compliance excellence, which at times can be difficult. The fast pace of change across the industry is always astounding. With the next new development being on our radar, we are working behind the scenes to ensure we continue to be one of the leading providers of our specialist services.

How do you relax?

Easy and simple, spending time with my family and friends, travel, food and wine… with the occasional bout of exercise thrown in (although in recent months I have been trying to ramp this up!)

Most significant industry change in the past 5 years:

Aside from the changing regulatory landscape, technology has to be one of the most significant changes. The revolution of using video technology through MS teams and other platforms has enabled providers to reach their customers in a more personal, consistent and accessible way, reducing the need for constant travel. I can only see the use of tech developing further, with AI helping to support back-office operations and services, enabling our front-line employees to focus on customer and business partner relationships and delivering a first-class service supported by automated processes.

Bio

Bio

A law graduate, I worked for The Times in the early 1980s, then in advertising and marketing consultancy, before becoming Marketing Director of Swiss Life. I progressed to Royal London eventually becoming Chief Executive of Scottish Life International. David led a management buyout of the company which became RL360 and the Group is now known as IFG, encompassing RL360, Friends Provident International, Ardan and IFG Pensions. I retired in May 2025 and remain a consultant to the Group as well as Chair of IFG’s DIFC subsidiary in the UAE.

What are your career highlights?

Leading the management buyout of RL360, turning it into IFG with over £20bn aum. Growing the company to become the market leader it is today. Surviving two rounds of investment by private equity and living to tell the tale! Retiring on my own terms.

What has been your greatest challenge?

Getting acquisitions over the line, creating a large-scale business and keeping the small business mentality.

How do you relax?

I have always found it relatively easy to leave work pressures behind when on holiday or away.

Skiing, reading books, golf, cycling, Sudoku, the dogs, sailing in Dorset, reading the newspapers, Twickenham (with friends), Wordle, Only Connect (on BBC2) The Oval (with friends), going to the pub (with friends). Plenty to do!

The key is to do whatever it is with family or friends.

What do you think has been the most significant industry change of the last 5 years? Growth and importance of technology, changing attitudes to, and expectations of, governance. The need to have scale and substance – whether product provider or adviser.

Bio

I have spent over 20 years in the region working in both Malaysia and Hong Kong but in total have more than 30 years experience in the life industry in the UK and internationally.

Have worked primarily in sales through the independent financial advisory and wealth management channels for most of my career but prior to joining Investors Trust was Hong Kong General Manager for another major offshore life provider with responsibility for the Compliance, Operations and Marketing functions as well as sales.

Career highlight’s: Too many to make a single choice but what stands out is the great people I have been blessed to work with during my career.

Greatest challenge: Getting started in the offshore life industry. In the 1990s sales roles with the offshore providers were highly sought after and candidates with fluency in a second language were preferred but eventually perseverance paid off.

How do you relax? Scuba diving, watching rugby and hitting the gym.

Most significant industry change of last 5 years? The ability of fintech to disrupt the market and allow new players and distribution channels to emerge

Bio

As Chief Executive Officer, Nigel Le Quesne has been the key figure in the development of the JTC Group over the last 30 years and successfully led the business to a main market listing on the London Stock Exchange in March 2018. Nigel has held many roles from personal trustee through to directorships of quoted companies and provides strategic leadership and management for all areas of JTC’s operations, as well as developing the people he works with.

He is a Fellow of the Institute of Chartered Secretaries and Administrators and the Chartered Management Institute. He is also a member of the Society of Trust Estate Practitioners, the Jersey Taxation Society, the Institute of Directors and the Jersey Funds Association.

Bio

Ben Lester has worked in financial services for over 18 years, both in the UK and overseas, having worked as an adviser for a large international bank as well as for a pension trustee. He has spent a number of years in both the Middle East and Asia and knows the international adviser market well. He joined Morningstar Wealth Platform (then Praemium) in early 2016.

Bio

Con Lillis is the chief executive officer and managing director of Abacus Financial Consultants in Dubai, where he is responsible for steering the strategic direction of the company for sustained profitable growth. He previously founded Acuma Wealth Management, where he also worked for 13 years. He began his career as an adviser at Allied Dunbar before going on to work at the Information Consultancy Bureau in Abu Dhabi for more than seven years. He holds an MBA in Finance and Marketing from Leicester University Management Centre.

Bio

Ian Maidens co-founded Utmost Group in 2013 and now serves as the group’s chief financial officer. Maidens started his career in life assurance and moved into actuarial consultancy. He then worked at Resolution I, and following its merger with Britannic Group, he was appointed director of Resolution PLC as well as group chief actuary and head of corporate development. He later became a founding partner of Resolution II before he went on to found Utmost.

Bio

Rashay Makan is managing director of Carrick Wealth South Africa (CWSA), where he leads the strategic growth of CWSA and its subsidiaries, having joined Carrick when it was first founded in 2014. He also serves as chairman of the group’s risk and governance committee and is a member of the group’s investment committee. Before being appointed managing director, he was the firm’s operations director for five years. Before that, he was the managing director of the Carrick Development Academy. He has over 10 years of private wealth management experience, having established several wealth management teams throughout Africa. He holds a Bachelor of Business Science degree with honors in Finance from the University of Cape Town and an MBA through the Graduate School of Business, University of Cape Town. Out of work, Makan is an avid Arsenal football fan.

Bio

My career so far has spanned 19 years in financial services, mainly specialising in pensions. 16 of those years were spent on the ‘advice side’, advising corporate clients (sponsoring employers and scheme trustees) and individuals, prior to leading teams of corporate and individual financial advisers. Recent years have been spent on the ‘provider side’, as Managing Director of IFGL Pensions, specialist SIPP and SSAS provider in the international market.

What are your career highlights?

A personal highlight would be attaining my Chartered Financial Planner status. Other highlights include hugely interesting projects for corporate clients, and successfully integrating acquired advice businesses to existing teams, but honestly my biggest highlights are those everyday moments where the actions of you or your team make real differences to customers lives, whether that’s confidence to be able to retire, or making sure urgent pension income gets paid on time.

What has been your greatest challenge?

My greatest challenge is the same as many working mums – navigating the perennial juggle between ambition and day jobs that have always been busy and demanding, attaining (and maintaining) professional qualifications, and the absolute imperative not to miss out on valuable family moments while kids rapidly grow up. I’ve benefited from brilliant mentors, some great quality employers, and fantastic teams, and most challenges turned into adventures (in the end!)

How do you relax?

As mum to two teenage boys, most of my relaxing time is spent beside various sports fields. Aside from that I love holidays, fitness and throwing big family parties.

What do you think has been the most significant industry change of the last 5 years? The most significant change is undoubtedly Consumer Duty, which is a considerable step up from the old ‘Treating Customer Fairly’ requirement. Whilst it comes with more work and compliance for firms, hopefully the laser focus on Customers will help drive improved outcomes – which is the whole point of our industry.

Bio

Joe Moynihan is the chief executive officer of Jersey Finance, a position he took over in February 2019. His career in financial services spans four decades, having begun his career in the banking sector, where he rose to become the CEO of Jersey and the Isle of Man for AIB Bank. He recently worked as the director of financial services within the government of Jersey, where he collaborated with the industry and regulator to ensure the island maintained its position as a leading international financial center. Alongside his CEO role, he is a board director of the World Alliance of International Finance Centres (WAIFC).

Bio

Robin Newbould is the CEO of Ravenscroft (Titan Wealth) in the Channel Islands, having previously served as managing director of operations at the firm for almost six years. During his tenure, he oversaw the sale of the wealth management arm of Ravenscroft to Titan Wealth. Robin has more than 25 years of experience in offshore finance, having held senior roles across stockbroking, asset management, and precious metals. He was previously chief operating officer at Nova Wealth. Newbould is a Fellow of the Chartered Institute for Securities and Investment (CISI).

Bio

Andy Newman had an unusual route into finance, having previously played as a professional rugby player for 14 years. During his successful sports career, he won the Heineken Cup with Northampton Saints and the Celtic League with the Ospreys. He joined LGT 14 years ago as a business development director before rising to become head of international business development. Newman previously won the II Awards 2022-23 Personality of the Year Award.

Bio

David Noon’s career in finance spans over four decades, working across multiple jurisdictions and international markets. Noon spent almost 30 years with Lloyds Banking Group and Lloyds International Private Bank across a variety of roles, with 10 years spent in their international offices before he joined Capital International (South Africa) as commercial director – a role he held for over five years. He was appointed commercial director – platform at the business in 2023. Noon is a chartered financial planner through the Chartered Insurance Industry (CII) in the UK and is a Fellow of the Personal Finance Society (PFS).

Bio

Sam Oakes is the host of the Financial Planner Life Podcast, a leading podcast in the financial planning space. Oakes began his career in finance at Aviva, where he educated staff on financial products. He later moved into recruitment, focusing on financial planning roles, and went on to found his own podcast where he interviews professionals about their careers in the hopes of attracting new talent into the industry. The podcast has released over 200 episodes and ranks among Apple’s top 10 careers podcasts. He has also amassed over 60,000 followers on social media, reaching audiences in Australia, the UAE, and the US. He also worked with Hoxton Wealth as head of creative.

Bio

Justin Oliver has worked in the investment industry for 30 years, joining Kleinwort Benson in 1994 after the firm sponsored his university degree. He later joined Collins Stewart, a firm acquired by Canaccord, in 2000, where he worked as part of the Guernsey portfolio management team. He later went on to establish the chief investment office, where he is now the CIO of CGWM, with specific responsibility for overseeing the firm’s international offices in Guernsey, Jersey, and the Isle of Man. Oliver specialises in multi-asset management and fund selection and sits on a number of investment committees at CGWM, including its asset allocation committee and portfolio construction committee. He is also the lead fund manager for the CGWM Cautious and Diversity Funds and the award-winning CGWM Affinity Fund.

Bio

Career highlight’s He is a recognized leader in the international financial services industry, known for his ability to open new markets, inspire teams, and build strong partnerships across the globe. At Investors Trust, he has been instrumental in expanding the company’s footprint in Latin America and beyond, positioning the brand as a benchmark for innovation and client-focused solutions. With a passion for connecting people and creating long-term value, Gustavo stands out not only for his strategic vision but also for the energy and commitment he brings to every project.

Greatest challenge: One of greatest challenges was leading the expansion of Investors Trust into new and highly competitive international markets, particularly across Sub Saharan Africa and the former Soviet Union countries. This required navigating complex regulatory environments, establishing strategic distribution channels, and building long-term trust with partners and clients.

How do you relax? Spending time with the family and friends, running, playing football, skiing.

Most significant industry change of last 5 years? The shift toward transparency, regulatory alignment, and client-focused innovation. Increasing global regulation forced providers to redesign products and distribution models, prioritizing compliance, reporting, and sustainability. At the same time, the industry moved from traditional, savings-oriented products to more flexible investment-linked solutions that address the needs of globally mobile clients. Digitalization has also transformed distribution, onboarding, and client servicing, making cross-border solutions more accessible and efficient.

Bio

Bob Pain has had a long career in the cross-border life insurance sector, currently serving as the CEO of the Association of International Life Offices (AILO). With over 30 years of experience in financial services, Pain has held several senior executive roles, including serving as managing director at Investors Trust and holding leadership positions at Friends Provident International. Through Cadel Consulting, he provides strategic guidance to companies in the international investment space. As AILO CEO, Pain is a vocal advocate regarding regulatory developments, education, and best practices for international life companies.

Bio

Bob Parker is the founder and CEO of Holborn Assets, an international financial services group established in Dubai in 1999. Parker has grown the business from a small advisory firm into a global business with offices in Europe, Asia, the Middle East, and Africa, and has overseen Holborn’s expansion into a multi-jurisdictional wealth management firm. Before founding Holborn, Parker spent nearly two decades in the UK financial services sector.  He is also a member of the Chartered Insurance Institute (CII) in the UK.

Bio

Simon Parker serves as the chief operating officer at Holborn Assets, where he is responsible for the day-to-day operations and strategic implementation of the group’s global business. Having joined the family business after a career in the British Army, Parker has risen to the COO position, having previously held roles in recruitment and operations management. He oversees the company’s operational efficiency and has supported its rapid international expansion. Parker works closely with the board to ensure regulatory compliance across all of Holborn’s offices.

Bio

Robert Parra is the president and CEO of Supra, a role he has held for more than three decades. Parra has had an extensive career in the insurance and financial services industries, particularly within the Latin American and Caribbean markets. Under his leadership, Supra focuses on providing tailored wealth management and insurance products to high-net-worth individuals globally. Parra is known for his expertise in navigating complex cross-border regulatory environments and has led the company through significant rebranding and strategic growth phases.

Bio

Marcelo Passos is the CEO of Empire and has overseen the company becoming one of the biggest advice firms in Latin America. Passos has a wealth of experience from working in international insurance markets, having previously held high-level positions at several major insurance firms in South America. Since taking the helm at Empire, he has focused on modernising the company’s product offerings and expanding its distribution network. Passos was recently interviewed for our IA: In the Loop series, where he talked about his company’s growth from humble beginnings to becoming a major advice firm.

Bio

James Pearcy-Caldwell is the CEO of AISA International and the founder of the OpesFidelio network. A chartered financial planner and fellow of the Personal Finance Society, he is highly qualified in cross-border financial planning, particularly for UK expats. Pearcy-Caldwell began his career in the UK before establishing AISA, which has grown into an award-winning international network. He began AISA with the idea of ‘putting the client first’ through engagement and transparency. He frequently contributes to industry press and speaks on technical taxation and pension transfers.

Bio

Bruce Pearson is the former CEO of Zurich International Life, based in the Isle of Man. With his career at Zurich spanning over a decade, Pearson has held various senior leadership roles, including head of customer service and operations. As CEO, Pearson was responsible for driving the strategic direction of Zurich’s international business, focusing on digitalisation, customer experience, and sustaining growth in key global markets. He is also an active member of the Isle of Man business community.

Bio

Tyla Phillips is the co-founder and international managing director at Titan International, having previously held the role of chief revenue officer. Phillips has a long background in wealth management, and prior to founding Titan, he was a chartered financial planner at Guardian Wealth Management in Dubai. He played a crucial role in the establishment of the firm’s international footprint, focusing on delivering discretionary fund management and investment solutions to the intermediary market. As chief revenue officer, he was responsible for Titan’s revenue generation strategies and maintaining key partnership relationships.

Bio

Simon Pickering is Head of Insurance and Pensions at Finance Isle of Man and a key figure in the development and promotion of the island’s international life, insurance and retirement sectors.

In his role, Pickering is responsible for supporting and advancing the Isle of Man’s insurance and pensions industries, working closely with government, regulators and industry stakeholders to drive growth, innovation and global competitiveness. He plays a central role in shaping the island’s proposition as a leading jurisdiction for international savings, protection and retirement solutions.

With extensive experience across the insurance and pensions landscape, Pickering brings a deep understanding of the regulatory, commercial and operational factors that underpin successful cross-border financial services. His work focuses on ensuring the Isle of Man remains well positioned to meet the evolving needs of advisers, providers and internationally mobile clients.

Pickering is actively involved in engaging with industry participants both locally and internationally, helping to strengthen relationships with key markets and promote the Isle of Man as a trusted and well-regulated financial centre. He is a strong advocate for the role that robust regulatory frameworks and innovation play in supporting sustainable growth within the insurance and pensions sector.

A key aspect of his role is facilitating collaboration between the public and private sectors, ensuring that policy development and industry initiatives are aligned to support long-term success. He works closely with providers and advisers to understand emerging trends and challenges, helping to shape solutions that address the increasing complexity of global financial planning.

Known for his strategic insight and collaborative approach, Pickering has contributed to enhancing the Isle of Man’s reputation as a centre of excellence for international insurance and retirement planning. His efforts have supported the continued development of products and services designed to meet the needs of clients operating across multiple jurisdictions.

As demand for cross-border pensions and insurance solutions continues to grow, Pickering remains a prominent figure in the sector, helping to drive innovation, strengthen market positioning and support the ongoing evolution of the Isle of Man’s financial services industry.

Bio

Bio

Thomas Morfett took over as chief executive officer of Hansard Global in August 2024, just 18 months after joining the business as chief financial officer in April 2023. Morfett has extensive experience in the life insurance and wealth management sectors, having previously held senior executive positions at Utmost, Canada Life and Zurich. As CEO, Morfett is focused on steering Hansard through its next phase of growth, including driving product innovation and the expansion of the company’s distribution relationships in international markets.

Bio

Gavin Pluck is CEO of Blacktower Wealth Management and a leading figure in the international financial advisory sector, with extensive experience in delivering cross-border financial planning solutions to expatriate and high-net-worth clients.

As CEO, Pluck is responsible for driving the strategic direction and continued growth of Blacktower Wealth Management, overseeing its operations across multiple international jurisdictions. Under his leadership, the firm has strengthened its position as a trusted provider of holistic financial advice, combining personalised planning with a strong understanding of the regulatory and tax complexities faced by globally mobile clients.

Pluck brings a wealth of experience in international financial services, with a deep understanding of pensions, investments and wealth structuring across different markets. He has played a key role in shaping Blacktower’s client proposition, ensuring it remains aligned with the evolving needs of clients navigating increasingly complex financial landscapes.

A strong advocate for high-quality advice, Pluck has focused on maintaining consistent standards across the firm’s international operations, ensuring clients receive clear, transparent and compliant guidance regardless of location. His leadership has supported the development of a robust advice framework, enabling advisers to deliver tailored solutions while adhering to local regulatory requirements.

Operating across Europe and other global markets, Pluck has been instrumental in expanding Blacktower’s footprint, building strong relationships with clients, advisers and professional partners. His ability to lead in multi-jurisdictional environments has been central to the firm’s continued success and reputation within the international advice community.

Pluck is also recognised for his commitment to evolving the firm in line with industry changes, including regulatory developments and shifting client expectations. He has supported initiatives to enhance operational efficiency, improve client engagement and ensure the business remains competitive in a rapidly changing market.

Known for his pragmatic leadership style and strong commercial focus, Pluck combines strategic oversight with a clear emphasis on delivering long-term value for clients. He has built a reputation for driving sustainable growth while maintaining a client-first approach.

As the demand for international financial advice continues to increase, Pluck remains at the forefront of the sector, leading Blacktower Wealth Management through its next phase of growth and helping to shape the future of cross-border financial planning.

Bio

Agustín Queirolo is a seasoned financial services executive with more than three decades of end-to-end experience across sales, finance, marketing, product development, operations, and compliance. As Managing Partner at Aiva, a Latin American financial services platform headquartered in Uruguay, he has played a pivotal role in positioning the firm as a trusted partner for wealth management professionals and institutions across the region. Agustín’s career reflects a deep commitment to building sustainable growth through innovation and strong client relationships. He joined Aiva in 2000, taking on increasingly senior leadership roles, including Managing Director and Head of Sales for the High-Net-Worth Segment (LatAm) while the firm operated as part of the Old Mutual Group. Over more than two decades, he has helped shape Aiva’s strategic direction, expanding its business footprint throughout Latin America and strengthening its partnerships with global financial institutions. Since becoming Managing Partner in 2019, Agustín has continued to drive Aiva’s transformation in a rapidly changing financial landscape.

Bio

Claire Irvine is the Group Head of Nexus Global, one of the world’s leading networks for independent financial advisers (IFAs) and a key division of the Blacktower Financial Management Group. With more than two decades of experience in international wealth management, compliance, and adviser network development, Claire has become a driving force in shaping the standards and the future of cross-border financial advice. Her leadership blends regulatory precision with entrepreneurial insight, empowering advisers around the world to deliver exceptional client outcomes within an increasingly complex global landscape.

Under Claire’s strategic direction, Nexus Global has evolved into a MiFID II-regulated international adviser network with authorisations across the UK, US, Cayman Islands, Gibraltar, and Cyprus, and soon expanding to Switzerland, Australia, and Dubai. The network provides a fully compliant, turnkey platform for IFAs aiming to grow their businesses internationally while retaining their independence and client-centric ethos. Her work has directly influenced the development of enhanced due diligence systems, Consumer Duty-aligned processes, and cutting-edge adviser training programmes, strengthening the reputation and resilience of the international advisory profession.

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Elisabeth Rey is a senior executive at Aiva, where she plays a pivotal role in driving strategic growth and innovation across international markets. With a strong background in financial services and investment solutions, she has built a reputation for delivering client-focused strategies that align with evolving global wealth trends. Elisabeth is known for her ability to bridge complex financial concepts with practical, accessible solutions for advisers and their clients. Her leadership style combines analytical rigour with a collaborative approach, enabling teams to perform at a high level in competitive environments.

Over the course of her career, she has worked closely with wealth managers, advisers, and institutional partners, helping to develop scalable propositions that support long-term financial planning. At Aiva, she continues to focus on expanding the firm’s reach while maintaining a strong emphasis on service excellence and innovation. Elisabeth is also a regular contributor to industry discussions, sharing insights on market trends, cross-border advice, and the future of financial planning.

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Lisa Rodriguez has over 25 years of experience leading business and corporate functions across the global insurance and wealth management sectors. As Managing Director of Canada Life International Assurance (Ireland) and Head of International Bonds for Canada Life UK, she oversees the strategic direction and performance of the firm’s international bond business, which provides investment solutions designed to grow and protect client wealth through tax-efficient structures and flexible estate planning strategies. Based in Dublin, Lisa combines legal, regulatory, and commercial expertise with a strong record of leading transformation within complex, multi-jurisdictional organisations. Since assuming her current role in 2023, she has focused on enhancing the competitiveness and sustainability of Canada Life’s international products, expanding cross-border synergies, and embedding a culture of disciplined growth and innovation within a rapidly evolving regulatory environment. Lisa is widely recognized for her ability to align governance with growth, developing operating models that seamlessly connect legal, regulatory, and commercial objectives. Her leadership approach emphasises integrity, collaboration, and empowerment.

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As Managing Director of Morningstar Wealth for EMEA, based in Dubai, Mark oversees strategy, growth, and operational excellence across the firm’s wealth platform business, driving its mission to empower financial advisers with technology that enhances client outcomes. Mark has more than two decades of international experience spanning the UK, EMEA, and APAC regions. Throughout his career, Sanderson has been defined by his ability to blend entrepreneurial vision with disciplined execution. He has led major initiatives in wealth management, pensions, and fintech integration, earning recognition for building scalable, adviser-centric models that adapt to fast-changing regulatory and client landscapes. Sanderson’s leadership philosophy centres on innovation driven by the adviser community. He has championed what he calls ‘adviser-led innovation,’ arguing that technology should serve advisers, not the other way around. He values segmentation, personalisation, and community understanding as the foundation of scalable, client-first advice businesses. His strategic vision consistently focuses on enhancing collaboration between technology and human expertise to deliver more meaningful wealth outcomes.

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Qith over four decades of experience in the financial services industry, Ashok is widely recognized as a pioneer in raising standards of financial awareness, client service, and ethical advisory across the Middle East and South Asia. A visionary leader, Ashok established The Continental Group – one of the UAE’s leading independent financial services and insurance advisory firms – in 1994 with a three-member team offering bespoke insurance solutions. Under his strategic direction, the firm has grown into a diversified organisation of more than 90 qualified professionals across six offices in the UAE and India. The group now delivers a full spectrum of wealth management, insurance, and financial planning services to individuals, families, and corporations with an emphasis on long-term value creation and sustainable financial wellbeing. Ashok’s professional reputation is underscored by his lifetime membership in the Million Dollar Round Table (MDRT), the global association for leading life insurance and financial services professionals. Throughout his 43-year career, Ashok has stood out as both a practitioner and a mentor. He is known for leading from the front and instilling in his team a deep sense of purpose rooted in client trust and education.

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Asad Sheikh is the Chief Business Officer at Titan Wealth International, a leading cross-border wealth management and financial advisory firm headquartered in Dubai. With more than two decades of experience across global financial services, Asad has built a career around empowering expatriate and high-net-worth clients to achieve financial clarity and long-term security across complex international landscapes. Asad leads global business strategy, commercial growth, and client development at Titan Wealth International. He plays a central role in integrating Titan’s high-net-worth and expatriate advisory services under one cohesive global platform. His leadership combines strategic foresight with a hands-on understanding of client needs, particularly around cross-border tax optimisation, pension transfers (SIPPs and QROPS), and multi-jurisdictional wealth planning. With over 22 years of financial services experience, Asad is widely recognised as a thought leader in expat wealth management. His approach blends technical proficiency with a genuine commitment to client outcomes, ensuring that complex global advice remains transparent, compliant, and personally meaningful.

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Robert Shipman is a seasoned leader in the international financial services sector and a key figure behind The UAP Group and AllTrust. With decades of experience in wealth structuring, fiduciary services, and international advisory solutions, Robert has established himself as a trusted expert in complex financial planning. His career has been defined by a commitment to delivering tailored solutions for high-net-worth individuals and globally mobile clients.

At The UAP Group and AllTrust, he has been instrumental in building robust service offerings that address the increasingly sophisticated needs of international investors. Robert is known for his deep understanding of regulatory environments across multiple jurisdictions, as well as his ability to navigate evolving compliance landscapes. His leadership has helped position both organisations as respected players within the global advisory community.

Beyond his executive responsibilities, Robert is actively engaged in industry dialogue, contributing to conversations around best practice, governance, and the future of cross-border financial advice.

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Nigel Sillitoe is the founder of Insight Discovery and a highly regarded communications specialist within the global financial services industry. With a career spanning journalism, public relations, and strategic communications, Nigel has worked with leading asset managers, wealth firms, and fintech businesses to enhance their market presence.

Through Insight Discovery, he provides consultancy services focused on brand positioning, content strategy, and thought leadership. Nigel’s background as a journalist gives him a unique perspective on storytelling, enabling him to craft compelling narratives that resonate with both professional and retail audiences. He is also known for his extensive industry network and his ability to connect organisations with key stakeholders across international markets.

In addition to his consultancy work, Nigel frequently moderates panels, hosts podcasts, and contributes to industry publications. His insights into communication trends and digital engagement have made him a sought-after voice in the evolving financial media landscape.

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Paul Stanfield is a prominent figure within the international financial advice community and a key representative of FEIFA (Federation of European Independent Financial Advisers). With a career dedicated to supporting independent advisers, Paul has played a crucial role in promoting professional standards and best practice across the industry.

His work with FEIFA focuses on advocacy, education, and the development of a strong, connected adviser network. Paul is widely respected for his deep understanding of the challenges faced by advisers operating across borders, particularly in relation to regulation, client servicing, and business growth.

He is a regular speaker at industry events, where he shares insights on the future of advice, regulatory developments, and the importance of maintaining high ethical standards. Through his leadership, Paul continues to champion the value of independent financial advice and works to ensure that advisers are well-equipped to meet the evolving needs of their clients.

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Paul Stockton is the Chief Executive Officer of Rathbones, one of the UK’s leading wealth management firms. With extensive experience in financial services and investment management, Paul has been instrumental in shaping the strategic direction of the business.

Under his leadership, Rathbones has continued to strengthen its position in the market, focusing on delivering high-quality, client-centric investment solutions. Paul is known for his clear strategic vision and his ability to drive sustainable growth while maintaining a strong commitment to client outcomes. He has played a key role in navigating the firm through periods of market change, ensuring that Rathbones remains resilient and forward-looking.

Prior to becoming CEO, Paul held a number of senior roles within the organisation, giving him a deep understanding of its operations and culture. He is also an active participant in industry discussions, contributing to conversations on wealth management trends, regulation, and the future of advice.

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Career highlight/s: Joining ITA

Greatest challenge: Keeping on top of the regulatory changes in such a large region!

How do you relax? Sport, Exercise and Music

Most significant industry change of last 5 years? Covid, and the drive to digital which ITA was already prepared for.

Bio Phil is the Senior Executive Officer and Head of Distribution for Investors Trust Assurance in the EMEA region. He joined Investor Trust in July 2014 to build the distribution network for Investors Trust Assurance in the EMEA and India regions. He brings over 30 years of experience in the global insurance markets, from the UK, to Middle East, Asia and Africa.

He has been in the Middle East for most of the last 20 years holding General Management, Board positions (Middle East and Africa) and C suite positions with some of the largest Global insurance companies.

He is also the Chairman of the DIFC Insurance Association, a community of over 50 companies that supports insurance professionals committed to shaping a prosperous and sustainable insurance market in the DIFC, UAE and beyond.

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Nathan Sweeney is a leading investment professional at Marlborough, where he serves as a key figure in the firm’s multi-asset investment strategy. With a wealth of experience in portfolio management, Nathan is responsible for overseeing investment solutions designed to meet a wide range of client objectives.

He is known for his disciplined approach to asset allocation and his ability to navigate complex market environments. Nathan regularly shares his insights on market trends, economic developments, and investment strategy, both through media appearances and industry events. His communication style is clear and engaging, making complex investment concepts accessible to advisers and clients alike.

At Marlborough, Nathan plays a central role in shaping the firm’s investment philosophy and ensuring that portfolios are positioned to deliver long-term value. His expertise and thought leadership have made him a respected voice within the UK investment community.

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William Thorp serves as the Chief Executive Officer of Standard Bank Offshore Group, a role he has held since 2015. A fellow of the Institute of Chartered Accountants in England and Wales, Thorp has over two decades with Standard Bank, starting around 2003. His career includes serving as Finance Director for the bank’s Russian operations in Moscow, Global Finance Director for Investment Banking in London and Johannesburg, and Chief Financial Officer for the Offshore Group after relocating to Jersey in 2012. Under his leadership, the group operates across Jersey, Isle of Man, and Mauritius, with teams in London and Johannesburg, employing about 400 staff and offering banking, investment, trust, and fiduciary services to international clients. Thorp emphasizes leveraging Standard Bank’s African roots for continental business opportunities, focusing on quality service and growth. His appointment in 2015 followed Mark Hucker’s departure, and he has been recognized for driving prosperity in the offshore sector. As CEO, Thorp oversees a team including island heads and chief officers, ensuring the group’s employee value proposition centres on career development.

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Tom Tracy is the Founder and CEO of Forth Capital, a global financial advisory firm established in 2004. With over 25 years in private client financial services, Tracy previously worked at major institutions like Bank of America, Standard Life Assurance Company, and the Royal Bank of Scotland. Under his leadership, Forth Capital has expanded to hubs in Edinburgh, Geneva, Sydney, Hong Kong, Houston, and Dublin, and Dublin, serving over 1,000 British expatriates in 53 countries with expertise in financial planning, wealth management, and pensions. Tracy has excelled as an expat adviser in locations including Portugal, Hong Kong, Frankfurt, Dubai, Geneva, Dublin, and Sydney, specialising in stock analysis, portfolio management, and investment advice. In 2023, he cycled 1,969 kilometres over 50 days for his 50th birthday, raising £11,500 for SocialBite to combat homelessness. The firm was nominated for ‘International Business of the Year’ at the 2025 British Business Awards. His exit from Dubai pivoted focus to profitable markets, with record assets under management and ne

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Juan Camilo Vargas is the Managing Partner at Supra Wealth Management and Managing Director at SupraBrokers, a Central Bank of Uruguay-registered entity. With over 18 years in finance and insurance, Vargas specialises in wealth and investment management, offering protection solutions for individuals, families, and corporations. A business administration graduate from Pontificia Universidad Javeriana with a finance specialisation, he has built high-performing teams in private banking and financial planning across Latin America. In 2022, Vargas launched the Supra Wealth Management division and forged a strategic alliance with StoneX, expanding offerings. Named Best Wealth Manager of the Year 2023 by Citywire, he prioritises quality service and advisor support. Vargas shares insights on economic trends and capital markets, fostering transparency and value for partners in the US, Mexico, Guatemala, Ecuador, Argentina, and Uruguay. His leadership positions Supra as a competitive private banking platform, emphasising family and business protection. Recently, as Country Manager Brazil at SupraBrokers, he continues driving innovation.

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Tom Pewtress is the Group Head of Proposition at Skybound Wealth Management, a global independent financial advisory firm, and a member of its Executive Committee. With over a decade in global financial planning, Pewtress specialises in assisting Americans abroad, non-Americans with US assets, and globally mobile professionals. He leads efforts to refine financial planning solutions, streamline product introductions, and develop training for advisers. Pewtress supports complex client needs and keeps the firm ahead of legislative changes via webinars and updates. As part of the executive team, he drives innovation and growth. He hosts “The Expat Investor” podcast, discussing market volatility, diversification, pension risks for British expats in the UAE, and UK property investments. His focus on good client outcomes and cross-border planning positions Skybound as a leader. Pewtress emphasises decumulation strategies in retirement, shifting from asset accumulation to sustainability. Recognised in the IA Top 100, alongside CEO Mike Coady, he contributes to Skybound’s client-first, tech-forward approach.

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I have recently become IFGL’s Chief Commercial Officer, as well as being CEO of Ardan international.

Before this I have spent a majority of my career leading large scale operational teams from across the globe in both the retail and private banking sector before moving across into Insurance.

What are your career highlights?

Being Friends Provident International CEO and leading the business through the transition from Aviva to IFGL, and then becoming the IFGL Group Customer Service Director.

What has been your greatest challenge?

As well as being my career highlight, managing a company of 400 people from around the globe through the personal uncertainty that the transition into IFGL brought with it was an enormous challenge.

How do you relax? (30 words max)

With my 2 boys now leaving the nest I like to spend time playing golf, travelling and walking our dog (Isla) with my wife, Angela.

What do you think has been the most significant industry change of the last 5 years?

As IFGL is a global company, the level of regulatory change from around the globe has increased significantly over recent years which brings cost and complexity into all facets of the business.

Customer expectations have also increased significantly in recent years and businesses need to recognise this and improve the client end-to-end experience if they are to succeed in the future

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John Westwood is Group Chairman of Blacktower Wealth Management and a highly influential figure in the international financial advisory sector, widely recognised for founding and building one of the most established cross-border advice businesses serving expatriate clients.

As founder and Group Chairman, Westwood has played a pivotal role in shaping Blacktower Wealth Management’s growth from its origins into a multi-jurisdictional firm with a strong presence across Europe and other international markets. His vision has been central to developing a business focused on delivering high-quality, holistic financial advice to globally mobile clients navigating complex regulatory and tax environments.

With decades of experience in international financial services, Westwood has developed deep expertise in pensions, investments and wealth structuring, particularly in relation to cross-border planning. He has been instrumental in building Blacktower’s reputation as a trusted adviser to expatriates, offering tailored solutions that address the unique challenges of managing wealth across different jurisdictions.

Throughout his career, Westwood has been a strong advocate for professional standards and client-focused advice within the international sector. His leadership has helped establish a culture within Blacktower centred on integrity, transparency and long-term client relationships, ensuring the business continues to deliver consistent outcomes across its global operations.

As Group Chairman, he remains actively involved in guiding the firm’s strategic direction, supporting senior leadership and ensuring the business continues to evolve in line with industry developments. His insight and experience provide a strong foundation for Blacktower’s ongoing growth and its ability to adapt to changing regulatory landscapes and client expectations.

Westwood’s entrepreneurial drive has been a defining factor in the firm’s success, enabling it to scale while maintaining a personalised approach to client service. He has also played a key role in fostering relationships with professional partners and advisers, strengthening the firm’s position within the broader international advice ecosystem.

Recognised as a pioneer within the expatriate advice market, Westwood continues to influence the development of cross-border financial planning, drawing on his extensive experience to support both clients and the next generation of advisers.

As the international advice sector continues to evolve, Westwood remains a central figure, combining legacy, leadership and strategic vision to help shape the future of global wealth management.

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David White is the Managing Director of QB Partners, providing next-generation technical support for professional advisers on complex and cross-border planning. As a founding director and major shareholder, White brings over 40 years of financial services experience. Based in the Isle of Man, he handles intricate insurance and investment queries, offering paraplanning, training, and compliance support for IFAs. White’s expertise spans international tax and estate planning, frequently speaking at events and contributing to publications. Under his leadership, QB Partners supports advisers navigating regulatory changes and client needs, growing as a key resource. He joins expert groups on cross-border issues, emphasising transparency and inclusivity. White’s commitment to excellence positions QB for profitability in diverse sectors. His career includes roles at major firms, fostering robust business controls. White ensures low-risk, compliant transactions, giving advisers access to specialised resources. His solutions-driven approach aids product providers and advisers globally, enhancing engagement with complex clients.

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Richard Williams is the Senior Vice President based in Geneva for The Continental Group International, focused on securing clients’ financial futures. With extensive wealth management experience, Williams specialises in international financial solutions for high-net-worth individuals. His role oversees Geneva operations, delivering tailored investment and insurance strategies, including tax-efficient planning and asset protection. The Continental Group provides award-winning wealth preservation services, leveraging global networks for optimal outcomes. Williams contributes to the firm’s excellence in personalised advice and innovative products. He collaborates with partners to ensure client satisfaction and long-term security. His leadership supports the group’s mission in competitive markets. While exact tenure details are limited, his deep industry knowledge spans correlation trading, emerging markets, CLOs, illiquid assets, and quantitative strategies. Previously, he advised top-tier banks on human capital and infrastructure. Williams’s ethical, results-driven approach turns vulnerabilities into strengths, fostering resilient infrastructures.

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Olivia Wingrove is a Senior Portfolio Manager at LGT Wealth Management, managing the International Model Portfolio Service (iMPS) with 10 risk-rated portfolios and sustainable options in multiple currencies. A CFA Charterholder with the CFA Certificate in ESG Investing, Wingrove joined in November 2022 from Quilter Cheviot, where she was an Investment Manager in the MPS team for five years. She holds a First-Class BA in Politics, Philosophy, and Economics from the University of Exeter. Recognised in Citywire’s 30 Under 30 and shortlisted for ‘Rising Star of the Year’ in Investment Week’s Women in Investment Awards, Wingrove advocates responsible investing. Her career includes internships and client-facing roles, focusing on risk explanation and strategy. At LGT, she enhances intermediary services amid rising demand. Wingrove advises patience and mentorship for challenges, inspired by her father’s math passion. Her appointment strengthens LGT’s international proposition for advisers. Wingrove contributes to events and discussions on market volatility and diversification.

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Matt Wintour is the Head of International Distribution at Canaccord Wealth, appointed in March 2025 following the acquisition of Brooks Macdonald International (BMI), where he served for ten years. At BMI, Wintour led the Advisor Solutions team after moving to Jersey from London. He focuses on enhancing Canaccord’s profile with independent financial advisers across the Crown Dependencies and internationally. Leading the International Sales team, Wintour fosters relationships with advisers, trustees, platforms, and pension firms to drive organic growth. His experience includes business development and strategic initiatives. CEO Andy Finch praises Wintour’s track record in wealth management and advisory solutions. Wintour is excited to build on Canaccord’s investment performance and client service, aiming for ambitious growth. The role aligns with Canaccord’s expansion, leveraging strong flows and client focus. Wintour’s leadership supports seamless integration post-acquisition, ensuring excellence in international distribution. His work emphasises efficiencies, transparency, and risk management in evolving markets.

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Tom Wood is the Group Chief Executive Officer of Progeny, appointed in January 2025 after serving as Chief Financial Officer since February 2024. With 25 years of executive leadership in financial services, Wood excels in private equity-backed growth, strategy, M&A, and capital markets. He led Shawbrook Group through its IPO and FTSE 250 entry, and was Chief Restructuring and Financial Officer at The Co-operative Bank, advising on its recapitalisation. Wood is an experienced adviser, non-executive director, charity trustee, and investor. At Progeny, managing over £9bn in assets, he focuses on scaling operations globally. Wood believes in high-performing teams through coaching and empowerment for excellent client outcomes. He succeeded founder Neil Moles, who transitioned to non-executive director. Wood’s appointment, alongside hires like COO Tim Gillman and Chair Ewen Stevenson, ensures best-in-class management. His strategic vision drives Progeny’s evolution, integrating wealth management and advisory services. Wood splits time between Yorkshire and London, prioritising family and Scottish rugby.

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Tom Wooders is the UK & Ireland Regional Head at Allfunds, appointed in January 2023. With extensive financial services experience across client segments and global markets, Wooders leads the UK business amid its growth in the European funds industry. Previously, he was Group Head of Sales at Titan Wealth, overseeing business development for entities like Titan Asset Management and GPP. He served as Executive Director at J.P. Morgan, Vice President at State Street, and UK Head of Sales at Pershing. Wooders’s expertise enhances Allfunds’s B2B WealthTech platform, offering integrated solutions for fund houses and distributors, including dealing, analytics, RegTech, ESG screening, and portfolio monitoring. He succeeded Simon Shapland, focusing on efficiencies, transparency, and risk management. Wooders’s knowledge supports Allfunds’s one-stop-shop evolution, with assets under administration nearing €1.4 trillion across 62 countries. His role drives innovation, including blockchain via Allfunds Blockchain’s FAST solution. Committed to client support, Wooders positions Allfunds at the forefront of wealthtech, aggregating data for asset and wealth managers.

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Michael Wrigley is the Head of Sales – Latin America at Hansard, with over 25 years in the offshore life assurance industry. Starting on the Isle of Man with Royal Skandia, Wrigley’s commitment to service and relationship-building led to sales roles in Hong Kong and Singapore with Royal Skandia, Zurich International, and Standard Life. For the past eight years at Hansard Worldwide, he develops propositions across Latin America. As Head of Sales – Latin America, Wrigley drives sustainability and growth. He recently completed a “Sustainability Strategies” course, inspiring long-term business viability. Wrigley contributes to events like the II Lat Am Forum, presenting adviser surveys. His work enhances Hansard’s fund range, adding options like Guinness multi-asset funds. Passionate about innovation, he supports ESG integration and client-centric solutions. Wrigley’s profile highlights gratitude, as seen in TT race experiences and team collaborations. His leadership fosters partnerships, such as with Henry Moya.

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Danielle Suchley is a dynamic leader in the financial services sector, working across Finsbury Associates and Blue Sky Thinking. With a strong focus on business development and strategic growth, Danielle has built a reputation for helping firms expand their reach and enhance their client propositions.

Her expertise spans marketing, brand development, and adviser engagement, making her a valuable partner for organisations looking to strengthen their market presence. Danielle is particularly passionate about supporting advisers and empowering them to grow their businesses in an increasingly competitive landscape.

Through her work, she has developed innovative approaches to client acquisition and retention, combining traditional relationship-building with modern digital strategies. Danielle is also an active voice within the industry, contributing to discussions on diversity, leadership, and the evolving role of advice. Her energy and forward-thinking approach continue to drive success across the organisations she represents.

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Paul Thompson is a senior leader at Utmost, specialising in international life assurance and wealth planning solutions. With extensive experience in the offshore financial services sector, Paul has developed a deep understanding of the needs of internationally mobile clients and their advisers.

At Utmost, he is focused on delivering innovative solutions that support long-term financial planning and wealth preservation. Paul is known for his strong client-centric approach, working closely with advisers to develop tailored strategies that meet individual client goals.

He is also actively involved in industry discussions, contributing insights on regulatory developments, cross-border planning, and the evolving landscape of wealth management. His expertise and commitment to excellence have helped position Utmost as a trusted provider within the international market. Paul continues to play a key role in driving the firm’s growth and enhancing its global offering.

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Antony Kelsey has worked in offshore financial services for over 20 years. He joined Capital International in 2010 tasked with re-energising the business development team and after a number of roles now leads the Group’s investment management business, working with trustees, advisers, and wealth managers to provide investment management services for their clients.

Prior to joining Capital, Antony worked for a major life assurance company where he drove the development of a new range of inheritance tax products and raised over £100m from UK IFAs and their clients. He is a Chartered Director and a Chartered Fellow of the Chartered Institute for Securities & Investment and is a Committee member of the Isle of Man branch.