Terms and Conditions

  1. Introduction 
The following terms and conditions are for the use of websites (“the Sites” or “the Site”) owned and operated by the G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA) G&M MEDIA LTD is registered at 30, Queen St, Ulverston, Cumbria LA12 7AF, United Kingdom. These terms and conditions apply whenever you access the Site, on whatever device. By using the Site you are deemed to have accepted these conditions. These Terms & Conditions may vary from time to time, so please check them regularly.
  2. Trade Mark Notices 


Trade Mark Notices, Product names, logos, designs, titles, words or phrases within the Sites may be trademarks, service marks, or trade names of G&M MEDIA LTD (also trading as Money Map Media) or other entities and may be registered in certain jurisdictions.

  1. Governing Law 


Your use of the Site will be governed by English law and by using it you submit to the exclusive jurisdiction of the English Courts.

  • The terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from matters relating to the Site shall be exclusively subject to the jurisdiction of the courts of England and Wales.
  • If any of these terms and conditions should be determined to be illegal, invalid or otherwise unenforceable, it shall be severed and deleted from the terms and conditions and the remaining terms and conditions shall survive, remain in full force and effect and continue to be binding and enforceable.
  1. 
Copyright
    • The Site and its contents are copyright © G&M MEDIA LTD 30, Queen St, Ulverston, Cumbria LA12 7AF, United Kingdom. All Rights Reserved. No intellectual property or other rights in and to the Site or any of the material on the Site are transferred to users.
    • By accessing the Site, you agree to abide by the terms of the following limited licence to use the Site. If you do not agree, you have no right to access or use the Site and may not do so.
    • Except as otherwise indicated in specific documents on the Site and subject to
    • Proviso 1 below, you are:
      • Authorised to view documents within the Site.
      • Authorised to make temporary copies and print documents within the Site for your personal use and limited internal company use only.
      • Proviso 1: The Site, all material on the Site and the whole or any part of any document contained on or downloaded from the Site may not be modified, distributed, republished, or uploaded for commercial use or commercially exploited in any manner without the prior written consent of G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA).
    • The Site may have an email function. Use of the email function to support any third-party mailing campaigns is strictly prohibited. Users who break this condition may be barred from using the Site and may also be pursued in accordance with the law. Compensation may also be sought for any damage caused to the reputation of the publisher or to its business as a result of any infringement of this condition.
    • The copyright, and other rights, in some of the material appearing on the Site may belong to a third party. It is your responsibility to obtain any licences or permissions that may be required to use such material and you must agree to pay any costs or expenses incurred by G&M MEDIA LTD (also trading as Money Map Media) which arise as a result of your failure to obtain such licences and permissions.
    • The names, images and logos identifying G&M MEDIA LTD (also trading as Money Map Media) or third parties and their products and services, are the proprietary marks of G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA) MEDIA LTD, and/or may be the proprietary marks of third parties. Any use made of these marks may be an infringement of rights in those marks and G&M MEDIA LTD (also trading as Money Map Media) reserves all rights to enforce such rights that it might have.
  1. Disclaimer
    • To the fullest extent permitted by applicable laws, in no event shall G&M MEDIA LTD (also trading as Money Map Media) or its officers, directors, employees, agents, partners, suppliers, and contractors be liable for any loss or damage of any kind or character including (without limitation) any compensatory, incidental, direct, indirect, special, punitive, or (without limitation) consequential damages, loss of use, loss of data, loss caused by a virus, loss of income or profit, loss of goodwill, loss of or corruption of data or contracts, loss of or damage to property, claims of third parties, or other losses of any kind or character, or any indirect or (without limitation) consequential loss or damage of any kind howsoever arising, whether in tort (including by negligence), contract or otherwise, arising out of or in connection with the use of the Site, its contents (or part thereof) or any website with which the Site is linked. You assume total responsibility for establishing such procedures for data back up and virus checking as you consider necessary.
    • G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA) makes no representations with respect to the Site or its contents or that of any linked websites.
    • The information contained on the Site is provided “as is” and without warranty of any kind, either expressed or implied.
    • Any condition, warranty or other term which but for this clause c) would be implied into any contract between G&M MEDIA LTD (also trading as Money Map Media) and any user of the Site, whether by statute, common law or otherwise (including without limitation the implied conditions of satisfactory quality and fitness for a particular purpose), with respect to the Site and the whole or any part of its contents or any website with which it is linked, is hereby excluded.
    • G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA) also makes no representations as to whether the information accessible via the Site or any website with which the Site is linked, is accurate, complete, or current. By using the Site you acknowledge that by doing so you have not relied upon any representation, warranty or other assurance given or made by or on behalf of G&M MEDIA LTD (also trading as Money Map Media) (all of which are excluded).
    • The Site may include material (including, but not limited to, advertisements) posted by third parties. Individual users and advertisers are solely responsible for the content of advertising and other material that they submit to G&M MEDIA LTD (also trading as Money Map Media) and for ensuring that such content complies with all relevant legislation. G&M MEDIA LTD (also trading as Money Map Media) accepts no responsibility for the content of material posted by third parties, including, without limitation, any error, omission or inaccuracy therein.
    • On some Sites users may be given the opportunity of entering into agreements with third parties. G&M MEDIA LTD (also trading as Money Map Media) is not a party to those agreements, does not act as an agent for those third parties (who, in turn, do not act as agents for G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA) and G&M MEDIA LTD (also trading as Money Map Media) is not liable in relation to, and takes no responsibility for, any contract entered into by users with any third party.
  1. 
Registration
    • If required to register on the Site, you agree to provide true, accurate, current and complete information about yourself as requested by G&M MEDIA LTD (also trading as Money Map Media) in the registration form (“the Registration Information”). You agree to maintain and promptly update the Registration Information to keep it true, accurate, current and complete. You agree to keep the password for your access to the Site confidential and agree not to permit anyone else to have access to it. Furthermore you agree to be fully responsible for all activities that occur under your password.
    • You agree to immediately notify G&M MEDIA LTD (also trading as Money Map Media) of any unauthorised use of your password.
    • G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA) will cross-reference your registration details with its existing database information and may seek further data upon your return to the Site to enhance the data’s accuracy or completeness.
    • You may opt out of marketing at registration or when you are logged in.
  1. 
Tracking and Privacy
    • Generic, anonymous tracking is undertaken to create general website statistics for analysis.
    • On some Sites, user-specific tracking is used to count page views of advertisers’ information enhancements. Individuals selecting such information may be identified to the associated advertiser as interested viewers.
    • You may opt out at registration/when you are logged in.
  1. Subscriptions
    • Delivery – The frequency of publications varies from title to title, but we always aim to get your first copy to you within 10 days of your order. Depending on the title and frequency, this will either be the most recently published issue or the next scheduled issue, whichever is closest to the date of your order. Digital and website subscriptions are activated within 24 hours of the time your order is placed, based on Monday to Friday 8am to 8pm working hours.
    • Cancellation – Notwithstanding any special offers that you may have received, if you decide to cancel within one month of receiving your first issue/online access period, you will receive a full refund and your subscription will cease. Cancellations received after the first month of your initial subscription will be processed in order that you will receive all issues/online access that you have paid for.

View Privacy Policy


 

  1. Permitted Use
    • Subject to what is said below, material from the Site may be downloaded, viewed, listened-to, printed, copied on the hard disk of your computer (but not photocopied) and used for: your own personal, non-commercial purposes; or for the non-commercial purpose of using the Site as a personal information resource in good faith only. Single copies of pages from the Site may be printed out for the sole purposes of enabling the person printing the page to retain a copy for their own personal records. Any other type of use (and, in particular, any copying or distribution of material from the Site for any commercial or other purpose) requires the appropriate licence or the prior written agreement of G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA).
  • You agree that you will not use the Site: for the posting, uploading, emailing or other transmission of any material which infringes the rights of any person or which is unlawful in any other respect; in any way which is abusive, defamatory or obscene or which will harass, distress or inconvenience any person or which might restrict or inhibit the use and enjoyment of the Site by any person; which will compromise the privacy or data protection rights of any person; for the posting, uploading, emailing or other transmission of any unsolicited or unauthorised advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of solicitation or commercial exploitation; for the posting, uploading, emailing or other transmission of any material that contains software viruses or any other computer code, files or programs designed to interrupt, restrict, destroy, limit the functionality of or compromise the integrity of any computer software or hardware or telecommunications equipment; to create a database (electronic or otherwise) that includes material downloaded from the Site; to transmit or re-circulate any material obtained from the Site to any third party; or in any way that might bringG&M MEDIA LTD (also trading as Money Map Media) or any of its related companies or employees into disrepute.
  • Site content may not be used to compile other directories/databases/websites without the publisher’s permission.
  1. Removal of Material and Cancellation of Access to the Site 


G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA) shall have the right to cancel your registration and/or refuse you access to the Site at any time and for any reason without giving you any advance notice and G&M MEDIA LTD (also trading as Money Map Media) shall not be liable for any losses or damages whatsoever (other than losses or damages for death or physical injury arising out of the negligence of G&M MEDIA LTD (also trading as Money Map Media) or its employees) arising from your inability to access any of the pages on the Site.

G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA)  MEDIA LTD shall have the right at any time and for any reason to remove from the pages on the Site any material posted, uploaded, emailed or otherwise transmitted by you without giving you any advance notice andG&M MEDIA LTD (also trading as Money Map Media) shall not be liable for any losses or damages whatsoever (other than losses or damages for death or physical injury arising out of the negligence ofG&M MEDIA LTD (also trading as Money Map Media) or its employees) arising from the removal of such material.

G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA)  MEDIA LTD will not view or edit or pre-screen any contribution that you or anyone else make to any interactive pages of the Site and therefore, unlessG&M MEDIA LTD (also trading as Money Map Media) is specifically notified of the nature of any item of content, you cannot assume that they are responsible for having made it available on the Site.

G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA)  MEDIA LTD (also trading as Money Map Media) shall have the right (but not the obligation) to refuse or remove any content that is posted to, or made available on, the forums or the website without the need to give any reasons for doing so.
If you object to the publication of any material placed on the Site please letG&M MEDIA LTD (also trading as Money Map Media) know by calling +44 (0) 7501 646126 or by sending an email to admin@moneymapmedia.com and they will take whatever action they deem appropriate.

  1. Submitting Content 
You may submit material for publication on some of the Sites. We accept no liability in respect of any material submitted by users and published by us and we are not responsible for its content and accuracy. If you want to submit material to G&M MEDIA LTD (also trading as Money Map Media) for publication on the Site, you may do so on the following terms and conditions:
    • G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA) may publish and make available to the public by any means any material that you submit, post, upload, email or otherwise transmit to them or to the Site at their sole discretion and they shall be entitled to make additions or deletions to any such material prior to publication.
    • You hereby grant G&M MEDIA LTD (also trading as Money Map Media) a non-exclusive, royalty-free, perpetual and worldwide licence to republish any material you submit, post, upload, email or otherwise transmit to them or to the Site in any format, including without limitation print and electronic format.
    • You hereby waive all of the moral rights that you have under Chapter IV of the Copyright, Design and Patents Act 1988 in respect of any material you submit, post, upload, email or otherwise transmit toG&M MEDIA LTD (also trading as Money Map Media) or to the Site.
    • Publication of any material you submit to us will be at G&M MEDIA LTD’s (ALSO TRADING AS MONEY MAP MEDIA) sole discretion. G&M MEDIA LTD (also trading as Money Map Media) reserves the right to make additions or deletions to the text or graphics prior to publication, or to refuse publication
    • You warrant to G&M MEDIA LTD (also trading as Money Map Media) that any material you submit to the Site is your own original work and that you own the copyright and any other relevant rights
    • You warrant that the material you submit and the language that you use is not obscene, abusive, hateful, offensive, defamatory of any person or otherwise illegal
    • You agree not to post material which is deliberately intended to upset other users, to breach confidence, to compromise privacy or to process personal data in an unauthorised manner.
    • You agree not to post material which may encourage criminal conduct or which may give rise to civil liability, or which is otherwise unlawful.
    • You agree not to place any links on the Site where those links take users to unlawful material or material that contravenes these terms.
    • You agree that, except where expressly permitted by G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA), you will not to place on the Site advertisements nor make commercial solicitations nor use the Site for any commercial purposes (which would include using the Site to promote or encourage the sale of your goods/services).
    • You acknowledge that any breach of these warranties may cause G&M MEDIA LTD (also trading as Money Map Media) damage or loss and you agree to indemnifyG&M MEDIA LTD (also trading as Money Map Media) in full and permanently against any third party liabilities, claims, costs, loss or damage we incur as a result of publishing material you submit to us, including consequential losses.
    • G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA) reserves the right to remove your access to individual services completely if G&M MEDIA LTD (also trading as Money Map Media) believes that you are abusing the services in any way.
  1. Links

Some of the pages on the Site include links to external websites. G&M MEDIA LTD (also trading as Money Map Media) is not responsible for the content of these external websites.

  1. Viruses
    • While effort has been taken to ensure that the Site is free from viruses, G&M MEDIA LTD (also trading as Money Map Media) gives no warranties that they are indeed free from viruses and users are responsible for ensuring that they have installed adequate virus checking software.
    • G&M MEDIA LTD (ALSO TRADING AS MONEY MAP MEDIA) excludes, in so far as it is legally possible, all liability and responsibility (other than liability for death or physical injury arising out of the negligence of G&M MEDIA LTD (also trading as Money Map Media) or its officers) for any viruses or any other computer code, files or programs designed to interrupt, restrict, destroy, limit the functionality of or compromise the integrity of any computer software or hardware or telecommunications equipment or other material transmitted with or as part of:
      • the pages on the Site or any other Internet sites;
      • any material downloaded from the Site or any other Internet sites.