This is also true for those aged 35-44 (41%) and 45-54 (40%) who admitted they would be financially unstable if their relationship ended.
In comparison, only 19% of men said they wouldn’t be able to support themselves if thy broke up with their partner.
The investment firm surveyed 2,000 adults in the UK regarding their views on discussing their finances with their partner.
We need to talk
Additionally, 12% of women also admitted to finding it difficult to talk about money with their significant other; and another 12% found it as difficult to discuss savings and investments.
Emma-Lou Montgomery, associate director at Fidelity International, said: “The fact that so many women wouldn’t be able to cope financially without their partner is frightening. We already know that women tend to earn less than men, on average, and are more likely to take time off work to look after family.
“But many people don’t realise the impact this can have on a woman’s financial independence.
“Talking to your partner early on and ensuring that you have agreed plans in place in the event the relationship ends will help ensure both parties are well protected.
“With more couples co-habiting for longer before marriage or not getting married at all this is even more important; there is no legal obligation for unmarried couples to split up assets in the event of a break-up like there is during divorce proceedings.”
Think about yourself too
“For women who are concerned about their financial future, saving as early as possible is key,” she added.
“While you may have joint accounts for big savings goals, such as buying a house, there’s no reason why you shouldn’t have your own individual account too, so you can put money away for your future.
“Small amounts can make a big difference. Indeed, our previous research found that just by saving 1% extra of their salary into their workplace pension each month, a woman could close the gender pension gap by the time they get to retirement age.”