Utmost Wealth Solutions today (22 April) issued the Spring 2025 edition of Navigator – its third quarterly technical briefing designed exclusively for the advisers of High and Ultra-High Net Worth (HNW and UHNW) individuals.
The ongoing briefings leverage Utmost Wealth Solutions’ technical team with its expertise across tax, legal and regulatory matters, with each update of Navigator covering the latest developments within the international wealth and life assurance markets.
The Technical Spotlight of the Spring 2025 edition looks at the complex area of gifting with a specific focus on residents in Belgium and Luxembourg, France, the UK, China and Singapore with case study insights included to bring these planning opportunities to life.
In the Country Focus section, Navigator looks at the announcement from Madrid’s Regional Prime Minister of further Inheritance and Gift Tax reductions as well as key fiscal changes and the impacts of Article 774 on life insurance and capitalisation contracts in France.
The section on regulation, tax and compliance examines Norway’s proposed changes to the tax rules applicable to unit-linked life insurance policies and the publication of the Finnish Government’s “Room for Growth Working Group” Report.
Pulse – Utmost Wealth Solutions’ quarterly tool that highlights upcoming international regulatory, tax and compliance changes – also provides an update on developments across key markets.
Aidan Golden, head of group technical services at Utmost Wealth Solutions, said: “The third edition of Navigator focuses on gifting and how, in an ever-changing tax and regulatory environment, clients need to plan robustly for the effective and tax-efficient transfer of wealth to preserve their family legacy across generations.
“Complex and evolving tax and regulatory regimes can make this area of planning challenging and time-consuming as it is rewarding but life insurance can play a major role in effective wealth transfer strategies.
“As ever, Navigator leverages Utmost’s extensive international expertise to deliver insights across all of our key markets from France and Finland to Singapore and China in Asia.”
