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FCA shelves ‘name and shame’ plans plus two other flagship initiatives

By Mark Battersby, 12 Mar 25

The regulator also gave an update on non-financial misconduct

The Financial Conduct Authority has shelved plans to name and shame firms during investigations in a letter to the UK government’s Treasury Select Committee, “setting out significant improvement in the pace of our investigations as well as next steps on our approach to transparency of enforcement investigations”.

The FCA statement, released today (12 March) said: “Given the lack of consensus, we will not take forward our proposal to shift from an exceptional circumstances test to a public interest test for announcing investigations into regulated firms.

“Following extensive engagement, there is support for reactively confirming investigations already in the public domain; public notifications which focus on the potentially unlawful activities of unregulated firms and regulated firms operating outside the regulatory perimeter; and publishing greater detail of issues under investigation on an anonymous basis. We will take forward these proposals, and publish our final policy by the end of June.”

Nikhil Rathi, chief executive officer of the FCA, said: “We are speeding up our enforcement work. On our enforcement transparency proposals, we have always aimed to build a broad consensus. Considerable concerns remain about our proposal to change the way we publicise investigations into regulated firms, so we will stick to publicising in exceptional circumstances as we do today. We will implement changes which have commanded wider support and which we believe will help support our efforts to protect consumers from harm.”

In a further update, in 2023, the FCA and Prudential Regulation Authority (PRA) consulted in parallel on proposed rules and expectations aimed at improving diversity and inclusion in regulated firms. In light of the broad range of feedback received, expected legislative developments and to avoid additional burdens on firms at this time, the FCA and PRA have no plans to take the work further, the statement said.

The FCA also gave an update on non-financial misconduct; “We continue to prioritise our work to tackle non-financial misconduct, which we believe can help to improve outcomes for markets and consumers and reduce harm. But it is important that our approach is proportionate and aligned with planned legislation, so we are taking some further time to get this right and will set out next steps by the end of June this year.”

In early reaction, Jill Lorimer, partner in the Financial Services Regulatory team at Kingsley Napley LLP, said: “The FCA is shelving three of its flagship initiatives. Controversial plans to ‘name and shame’ firms under investigation and to scrutinise their D&I credentials have been dropped: proposals to toughen up rules on non-financial misconduct are now under review.

“This is a hugely significant development. The regulator has long faced allegations of ‘scope creep’ – today’s announcement is a clear indication that the regulator accepts that its ‘name and shame’ proposal was deeply flawed from the outset. Looking ahead it will be focusing less on new initiatives likely to increase red tape for firms and more on its secondary objective of facilitating international competitiveness and the growth of the UK economy.”

Tags: FCA

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International Adviser covers the global intermediary market that uses cross-border insurance, investments, banking and pension products on behalf of their high-net-worth clients. No news, articles or content may be reproduced in part or in full without express permission of International Adviser.